1410 SW 38th St, Cape Coral, FL 33914
4 beds · 3 baths · 2,415 sqft
Stunning 4-Bedroom Pool Home in Southwest Cape Coral, Florida – Built in 2021! Welcome to your dream home in the heart of Southwest Cape Coral! This beautifully designed 4-bedroom, 3-bathroom, 3-car garage home offers over 2,400 sqft of luxurious living space with high-end finishes and an open, inviting layout. Built in 2021, this home blends modern elegance with functionality, making it perfect for entertaining and everyday living. Step inside to high ceilings and 8-foot doors, creating a bright and spacious feel. The gourmet kitchen features granite countertops, a large island with a sitting area, plenty of cabinetry space, large pantry and stainless steel appliances, making it a chef’s delight. The home also includes a formal dining room and a charming breakfast nook, offering multiple dining options. The expansive southern-exposure pool area is the ultimate retreat. It features an oversized screened-in lanai with beautiful pavers, a saltwater filtration system, and an electric heater. Two sunbathing areas and a covered space under truss provide the perfect outdoor relaxation and entertaining setting. One of the guest baths is also a convenient pool bath, which adds to the functionality of this outdoor oasis. The spacious master suite boasts a huge walk-in closet, plus a small closet, and a spa-like master bathroom with dual sinks, a large walk-in shower, and a private water closet. The split-bedroom floor plan ensures privacy for guests and family members alike. Additional highlights include an epoxy-coated 3-car garage, a laundry room with a front-load washer and dryer, a laundry tub, a manicured lawn with an automated sprinkler system, and stunning landscaping. Despite the expansive pool area, plenty of backyard space is still for added enjoyment. Located near supermarkets, shopping and dining and with easy access to Fort Myers via the nearby bridges, this home is the perfect blend of luxury, comfort, and convenience. On City Water & Sewer. Don’t miss out on this incredible opportunity—schedule your private showing today!
Source: FORTMYERS #225032582
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225032582
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.