1410 67TH ST W, Bradenton, FL 34209
Perfect Location & Endless Potential! Welcome to this delightful 2-bedroom, 2-bath home located in the highly sought-after Village Green neighborhood! This bright and cheery Florida home offers a fantastic layout and plenty of opportunities for personalization. Step into the spacious living room and dining room combo featuring new vinyl plank flooring, perfect for easy living and entertaining. The eat-in kitchen offers plenty of cabinet space, making meal prep a breeze. The primary bedroom is a true retreat with a large walk-in closet and an ensuite bath with a shower. The guest bedroom also offers a sizable walk-in closet, and the guest bathroom includes a convenient tub and shower combo. A pocket door separates the living area from the bedrooms, offering privacy when needed. The laundry room provides ample storage with built-in cabinet & utility sink, while the spacious 2-car garage offers even more storage and room for vehicles. Step outside to the large, newly screened lanai with tile flooring, ideal for outdoor entertaining. Sliding glass doors from the living room and both bedrooms provide easy access to the lanai, seamlessly blending indoor and outdoor spaces. The fenced backyard is perfect for pets and offers plenty of room to add a pool & cookouts. The home is surrounded by established landscaping for added curb appeal. Village Green offers an optional HOA and no CDD. Great investor potential for use as an Airbnb. Located just 5.8 miles from Manatee Public Beach on the Gulf of Mexico, 2.5 miles from the Palma Sola Boat Ramp, and 4 miles to Robinson Preserve, you'll enjoy easy access to some of the area's best outdoor attractions. Plus, you're close to shopping, hospitals, and schools, making this an ideal location for any lifestyle. Don't miss out on this fantastic opportunity to own a piece of Paradise!!
You may be able to put down less than the total down payment amount of $227,188 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #a4623188
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.