1410 67th St W, Bradenton, FL 34209
2 beds · 2 baths · 1,342 sqft sqft
Perfect Location & Endless Potential! Welcome to this delightful 2-bedroom, 2-bath home located in the highly sought-after Village Green neighborhood! This bright and cheery Florida home offers a fantastic layout and plenty of opportunities for personalization. Step into the spacious living room and dining room combo featuring new vinyl plank flooring, perfect for easy living and entertaining. The eat-in kitchen offers plenty of cabinet space, making meal prep a breeze. The primary bedroom is a true retreat with a large walk-in closet and an ensuite bath with a shower. The guest bedroom also offers a sizable walk-in closet, and the guest bathroom includes a convenient tub and shower combo. A pocket door separates the living area from the bedrooms, offering privacy when needed. The laundry room provides ample storage with built-in cabinet & utility sink, while the spacious 2-car garage offers even more storage and room for vehicles. Step outside to the large, newly screened lanai with tile flooring, ideal for outdoor entertaining. Sliding glass doors from the living room and both bedrooms provide easy access to the lanai, seamlessly blending indoor and outdoor spaces. The fenced backyard is perfect for pets and offers plenty of room to add a pool & cookouts. The home is surrounded by established landscaping for added curb appeal. Village Green offers an optional HOA and no CDD. Great investor potential for use as an Airbnb. Located just 5.8 miles from Manatee Public Beach on the Gulf of Mexico, 2.5 miles from the Palma Sola Boat Ramp, and 4 miles to Robinson Preserve, you'll enjoy easy access to some of the area's best outdoor attractions. Plus, you're close to shopping, hospitals, and schools, making this an ideal location for any lifestyle. Don't miss out on this fantastic opportunity to own a piece of Paradise!! No Flood issues with this property.
Source: STELLAR #a4623188
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4623188
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4623188
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.