141 WOODLAND DR, Haines City, FL 33844
One or more photo(s) has been virtually staged. *PRICE IMPROVEMENT!* *ASSUMABLE MORTGAGE RATE MUC LOWER THAN MARKET RATE* Welcome to your Exquisite 5 Bedroom Home with Open Concept in Haines City, FL with NO HOA! Nestled on a generous .43 acre CORNER lot in the serene surroundings of Haines City, this stunning 5-bedroom, 3.5-bathroom home offers an ideal blend of space, comfort and elegance. Boasting a modern open floor plan, this residence is perfect for both daily living and entertaining. As you step inside, you are welcomed by a open concept, spacious family room that serves as a versatile hub featuring Tray-Ceilings, ideal for movie nights, gaming sessions, or formal dining affairs. The home is adorned with sleek ceramic tile flooring throughout the majority of the home with the exception of the master bedroom and 1 additional bedroom which features carpet. The ENORMOUS & oversized master bedroom also features tray ceilings, a large walk in closet, and 3 massive windows which welcomes plenty of natural lighting. The master bedroom includes double vanities, a stand up shower AND a tub for relaxation. The kitchen is complemented by granite countertops and a stylish gas range in the kitchen, which is sure to delight culinary enthusiasts. The interior is accentuated by high tray ceilings that enhance the sense of space and airiness throughout the home. Additionally, recent upgrades include a state-of-the-art 5-ton AC unit installed just a year and a half ago, ensuring optimal comfort year-round. The roof, replaced just two years ago, provides peace of mind and adds to the overall appeal of this well-maintained property. A standout feature of this home is its eco-friendly amenities, including solar panels that provide substantial energy savings at just $321 a month—an exceptional value in today's market compared to the regular $400+ light bill otherwise. Located on a CORNER LOT, this property combines modern comforts with practicality, making it a rare find in Haines City. Don't miss your chance to own this exceptional residence—schedule your viewing today and experience the epitome of Florida living. **Key Features:** - 5 bedrooms, 3.5 bathrooms - Open floor concept with large family room - Ceramic tile flooring - Granite countertops - Gas range - High vaulted ceilings - 5-ton AC unit (installed 1.5 years ago) - Roof replaced 2 years ago - .43 acre corner lot - Solar panels ($321/month) Schedule your viewing as soon as possible!
You may be able to put down less than the total down payment amount of $257,353 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6225237