141 Woodland Dr, Haines City, FL 33844
5 beds · 4 baths · 3,755 sqft sqft
One or more photo(s) has been virtually staged. *PRICE IMPROVEMENT!* *ASSUMABLE MORTGAGE RATE MUC LOWER THAN MARKET RATE* Welcome to your Exquisite 5 Bedroom Home with Open Concept in Haines City, FL with NO HOA! Nestled on a generous .43 acre CORNER lot in the serene surroundings of Haines City, this stunning 5-bedroom, 3.5-bathroom home offers an ideal blend of space, comfort and elegance. Boasting a modern open floor plan, this residence is perfect for both daily living and entertaining. As you step inside, you are welcomed by a open concept, spacious family room that serves as a versatile hub featuring Tray-Ceilings, ideal for movie nights, gaming sessions, or formal dining affairs. The home is adorned with sleek ceramic tile flooring throughout the majority of the home with the exception of the master bedroom and 1 additional bedroom which features carpet. The ENORMOUS & oversized master bedroom also features tray ceilings, a large walk in closet, and 3 massive windows which welcomes plenty of natural lighting. The master bedroom includes double vanities, a stand up shower AND a tub for relaxation. The kitchen is complemented by granite countertops and a stylish gas range in the kitchen, which is sure to delight culinary enthusiasts. The interior is accentuated by high tray ceilings that enhance the sense of space and airiness throughout the home. Additionally, recent upgrades include a state-of-the-art 5-ton AC unit installed just a year and a half ago, ensuring optimal comfort year-round. The roof, replaced just two years ago, provides peace of mind and adds to the overall appeal of this well-maintained property. A standout feature of this home is its eco-friendly amenities, including solar panels that provide substantial energy savings at just $321 a month—an exceptional value in today's market compared to the regular $400+ light bill otherwise. Located on a CORNER LOT, this property combines modern comforts with practicality, making it a rare find in Haines City. Don't miss your chance to own this exceptional residence—schedule your viewing today and experience the epitome of Florida living. **Key Features:** - 5 bedrooms, 3.5 bathrooms - Open floor concept with large family room - Ceramic tile flooring - Granite countertops - Gas range - High vaulted ceilings - 5-ton AC unit (installed 1.5 years ago) - Roof replaced 2 years ago - .43 acre corner lot - Solar panels ($321/month) Schedule your viewing as soon as possible!
Source: STELLAR #o6225237
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6225237
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6225237
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.