141 Tumble Run, Stockbridge, GA 30281
6 beds · 4 baths · 4,329 sqft
Discover your dream home in the #1 SOUGHT-AFTER community in Stockbridge, Henry County! HUGE HOME. This expansive Oakmont Plan offers 6 bedrooms, 4 baths, and a loft drenched in natural light. The main level boasts a HUGE master suite with new flooring and an upgraded kitchen with a double oven and a new walk-in pantry with a delightful barn door. Upstairs, you'll find 5 spacious bedrooms with all NEW carpets and walk-in closets, a stunning loft overlooking the 2-story family room, and a game room. One of the bedrooms can be used as a Media Room for Family Movie Night or an Art Studio to be creative! This IMPRESSIVE floorplan is truly one-of-a-kind with lots of space. When you step into your backyard oasis, you'll see a covered patio offering the perfect spot to enjoy your morning coffee in peaceful seclusion. Just beyond, a private basketball court invites lively games, blending relaxation and recreation effortlessly. But the features don’t stop there—this MUST-SEE home is nestled in a community that offers tennis courts, serene lakes, a resort-style water park and pool, walking and nature trails, picnic areas, soccer field, playground, and even an onsite daycare center. Truly living every day on vacation! With an elementary school, a new assisted living facility, and quick access to shopping, dining, and the interstate, convenience is at your doorstep. This gently lived-in home comes with stainless steel appliances, upgraded light fixtures, storage, private backyard basketball court, new crown molding in kitchen, new carpet and flooring, and an immaculate work station in garage. Located in a great school district, it’s a perfect blend of luxury, comfort, and location in a nice subdivision! Don't miss your chance to make an offer - this one won't last long! BEST PRICE FOR THIS COMMUNITY!
Source: FMLS #7442982
Source: FMLS #7442982
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7442982