141 Miramar Blvd NE, Saint Petersburg, FL 33704
4 beds · 2 baths · 2,376 sqft
Snell Isle Opportunity – Rebuild with this Pool Home on a Spacious Lot! This Snell Isle property is your chance to own a pool home on a generous lot in one of Tampa Bay’s most sought-after neighborhoods. Whether you’re looking to rebuild, renovate, or design a custom home, this property offers endless possibilities in a prime location near some of St. Petersburg’s most iconic destinations. Just minutes from Downtown St. Pete, the Vinoy, St. Pete Pier, golf club, and a variety of shops and dining options, this home also offers convenient access to the waterfront of Tampa Bay. The current home, while damaged by recent storms, features a layout with excellent potential for transformation. Highlights include a cozy living room with a fireplace, an open family room for entertaining, and a formal dining room perfect for meals and celebrations. The spacious kitchen boasts large window and French Doors with views of the pool and yard, creating a bright and inviting atmosphere. The primary suite offers a walk-in closet and a private bath, while two additional bedrooms and a secondary bath provide versatility. Two additional rooms on the opposite side of the home can be used as 4th bedroom, home office, a den, or flex spaces tailored to your lifestyle. Step outside to the oversized covered lanai with pavers, a fantastic space for outdoor entertaining or relaxing by the pool. The expansive lot offers ample opportunities to enhance the outdoor area, whether you envision a lush garden, a modern outdoor retreat, or a play area. This is your chance to create a dream home in Snell Isle and enjoy the lifestyle this neighborhood has to offer. Don’t miss this unique opportunity—schedule your visit today and start imagining the possibilities!
Source: STELLAR #tb8327430
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8327430
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8327430
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.