1 of 65
$624,900

141 AYLESBURY BLVD, Mcdonough, GA 30252

6 beds · 4 baths · 3,929 sqft

Welcome to this stunning Waterfront Custom 4 sided brick home! This 6-bedroom, 4 bath, two-story lakefront home is in the desirable Windsor Estates. Built in 2016, this home boasts wonderful upgrades. Step inside to the long entry foyer, with an office and dining room to the left, and a bedroom and full bath to the right. The dream kitchen is a chef's delight, featuring an expansive island with a breakfast bar, beautiful cabinetry, stone counters, and a view to the family room. It is equipped with double wall ovens, a gas cooktop, vent hood, dishwasher, microwave, and a large custom pantry. The fireside family room is filled with natural light, creating a warm and inviting atmosphere. Upstairs, the Primary Suite offers tray ceilings, a large sitting room, and a luxurious bath with vaulted ceilings. The bath features two separate vanities, a soaking tub, a separate shower, and a spacious walk-in closet. The second floor also includes a convenient laundry room and four secondary bedrooms, each with vaulted ceilings. One of the bedrooms features a large walk-in closet and a private bathroom, while two other bedrooms share an adjoining bathroom with two separate vanities. The last bedroom also features a large walk-in closet. Enjoy the serene backyard and lake views from the sunroom, perfect for relaxation and entertaining. Whether enjoying a peaceful morning coffee or hosting soir es under the stars, this outdoor haven is sure to become your favorite retreat. The neighborhood amenities include a lake, playground, and swimming pool, providing endless opportunities for outdoor enjoyment. Imagine creating memories with loved ones in this beautifully designed space, where style meets functionality seamlessly. Located in McDonough, this home offers a perfect location with easy access to shopping, dining, and the interstate. With meticulous attention to detail and situated in the prestigious Windsor Estates, this home is an embodiment of elegance and comfort. Seize the opportunity to make this residence yours and experience the epitome of sophisticated living.

Interest rate 3
4.72%
With Roam
6.5%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$2,293
With Roam
$2,759
Reduce your monthly payments by $466 when you assume this mortgage.
You also save $154,758 in total interest paid.

$200,198
Edit

You may be able to put down less than the total down payment amount of $200,198 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

Location

Details

Home
Size
3,929 sqft
Price per sq ft
$162
Lot size
0.493 acres
Year built
2016
Type
Single Family Residence
Loan
Remaining term
27 years, 8 months
Rate
4.72%
Monthly P&I
$2,293
Remaining loan balance
$424,701

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

View all FAQs
Last updated: Sep 18, 2024 09:30 am
Listing agent: Hester Group
Listing provided courtesy of: Harry Norman Realtors (770) 977-9500
Details provided by FMLS and may not match the public record.
MLS ID: #7410662
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2024 FMLS.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$2,293/mo
View details