141 Andreas St, Winter Haven, FL 33881
4 beds · 3 baths · 2,364 sqft
Welcome to this Immaculate 4-bedrooms 2.1-bath, It could be your perfect family home or investment property. As you enter the drive way, you'll be greeted with a charming land scaping. This beautiful 2-stories home features a spacious and elegant floorplan for your family and guest entertainment! This house has it ALL: 4 bedrooms and 2/1 baths. Great dining room, Indoor laundry room, It features an open floor plan and LOTS OF CUSTOMS HIGH-END UPGRADES. As you enter the house you'll be welcome into a peaceful atmosphere, with plenty of natural lighting, high ceiling and modern tile flooring. Towards your right, you'll find the Pleasant dinning area, followed by hallway towards the open concept Kitchen and living/family room area. The Kitchen features a large Island, granite counter tops, backsplash, upgrades cabinets, coffee station, equipped with stainless steel appliances and a large food pantry closet. The Living/family room is so charming and elegant with a custom-made stonewall. All windows are energy efficient! In the second floor awaits you another family/flex room, ready for your creativity: a movie theater, game room, gym, or it will serve your functionality needs. There's also 3 spacious bedrooms that share the second Bathroom with double sink and granite counter. The ample Master Bedroom features an En-Suite bathroom and walk-in closet. This house has everything you need: THIS IS AN ENERGY EFFICIENT HOME WITH RENEWAL ENERGY! to SAVE$$$ IN YOUR ELECTRICAL BILL and to contribute to a more sustainable planet! SMART HOME SYSTEM INSTALL WITH CAMARAS, WATER SOFTER, EXTRA Storage cabinets in the Garage, and Laundry room. Large back yard with extend porch paver's floor. LOW HOA. The Community is quite and neighbors are friendly. There's a COMMUNITY POOL, PLAY GROUND and a beautiful LAKE to go around in those exercise routines. Close to Restaurants, Walmart, Shopping. Just 35 MINS drive TO DISNEY WORLD and close to many other THEME PARKS in Orlando, Kissimmee and Tampa! Call today to Schedule a showing and Experience all the great things the Florida living style.
Source: STELLAR #s5109821
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5109821
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5109821
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.