141 ANDREAS ST, Winter Haven, FL 33881
Welcome to this Immaculate 4-bedrooms 2.1-bath, It could be your perfect family home or investment property. As you enter the drive way, you'll be greeted with a charming land scaping. This beautiful 2-stories home features a spacious and elegant floorplan for your family and guest entertainment! This house has it ALL: 4 bedrooms and 2/1 baths. Great dining room, Indoor laundry room, It features an open floor plan and LOTS OF CUSTOMS HIGH-END UPGRADES. As you enter the house you'll be welcome into a peaceful atmosphere, with plenty of natural lighting, high ceiling and modern tile flooring. Towards your right, you'll find the Pleasant dinning area, followed by hallway towards the open concept Kitchen and living/family room area. The Kitchen features a large Island, granite counter tops, backsplash, upgrades cabinets, coffee station, equipped with stainless steel appliances and a large food pantry closet. The Living/family room is so charming and elegant with a custom-made stonewall. All windows are energy efficient! In the second floor awaits you another family/flex room, ready for your creativity: a movie theater, game room, gym, or it will serve your functionality needs. There's also 3 spacious bedrooms that share the second Bathroom with double sink and granite counter. The ample Master Bedroom features an En-Suite bathroom and walk-in closet. This house has everything you need: THIS IS AN ENERGY EFFICIENT HOME WITH RENEWAL ENERGY! to SAVE$$$ IN YOUR ELECTRICAL BILL and to contribute to a more sustainable planet! SMART HOME SYSTEM INSTALL WITH CAMARAS, WATER SOFTER, EXTRA Storage cabinets in the Garage, and Laundry room. Large back yard with extend porch paver's floor. LOW HOA. The Community is quite and neighbors are friendly. There's a COMMUNITY POOL, PLAY GROUND and a beautiful LAKE to go around in those exercise routines. Close to Restaurants, Walmart, Shopping. Just 35 MINS drive TO DISNEY WORLD and close to many other THEME PARKS in Orlando, Kissimmee and Tampa! Call today to Schedule a showing and Experience all the great things the Florida living style.
You may be able to put down less than the total down payment amount of $106,701 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5109821
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.