1408 Fairfield Dr SW, Lilburn, GA 30047
3 beds · 2 baths · 1,932 sqft sqft
Price Reduced! Motivated Seller! Don't miss out on this beautiful 3-bedroom, 2-bath ranch-style home in the Brookwood school district! Imagine coming home to a tranquil retreat in a charming Lilburn neighborhood. This delightful 3-bedroom, 2-bath ranch-style home offers a warm embrace with its well-maintained, single-story layout. As you step inside, the inviting foyer with its elegant stone floor sets the tone for whatCOs to come.To your left, a spacious "L" shaped living and dining area beckons for family gatherings and cozy dinners. The heart of the home, the kitchen, is bathed in natural light from a bay window, creating the perfect spot for morning coffee or meal prep. Adjacent, the family room's stone fireplace promises countless cozy evenings. Retreat to the expansive primary bedroom, where a large walk-in closet ensures ample space for all your belongings. Smooth ceilings through out the home. Outside, the fenced backyard provides a private oasis, ideal for weekend barbecues or serene relaxation. All of this is nestled in a convenient neighborhood with access to sought-after Brookwood Schools, making this home not just a place to live, but a place to thrive. Seize this opportunity to make it yours before it is gone! Precio Reducido! Vendedor Motivado! No te pierdas esta hermosa casa de un nivel con 3 dormitorios y 2 banos en el distrito escolar de Brookwood! Imagina llegar a casa a un refugio tranquilo en un encantador vecindario de Lilburn. Esta encantadora casa de estilo rancho con 3 dormitorios y 2 banos ofrece una calida bienvenida con su diseno bien cuidado y de una sola planta. Al entrar, el vestibulo acogedor con su elegante piso de piedra marca el tono de lo que esta por venir. A tu izquierda, un amplio salon y comedor en forma de "L" invita a reuniones familiares y cenas acogedoras. El corazon de la casa, la cocina, esta banada por la luz natural de una ventana en bahia, creando el lugar perfecto para tomar el cafe de la manana o preparar las comidas. Al lado, la chimenea de piedra en la sala familiar promete innumerables noches acogedoras. Refugiate en el amplio dormitorio principal, donde un gran vestidor asegura espacio suficiente para todas tus pertenencias. Techos lisos en toda la casa. Afuera, el patio trasero cercado proporciona un oasis privado, ideal para barbacoas de fin de semana o una relajacion serena. Todo esto esta ubicado en un vecindario conveniente con acceso a las codiciadas escuelas de Brookwood, haciendo de esta casa no solo un lugar para vivir, sino un lugar para prosperar. Aprovecha esta oportunidad para hacerla tuya antes de que se vaya!
Source: GAMLS #10351531
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10351531
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10351531
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.