1408 Alhambra Dr, Apollo Beach, FL 33572
4 beds · 5 baths · 4,254 sqft
Discover true elegance in this stunning 4-bedroom, 5-full bathroom home located in the sought-after waterfront guard gated community of Andalucia. From the moment you step inside, you'll be captivated by the grand iron staircase that elegantly separates the kitchen and great room from the formal dining area all with beautiful travertine flooring. The first floor boasts a guest bedroom with access to a full hallway bath, perfect for your guests. The chef's kitchen is a dream, featuring granite countertops, a induction cooktop and convection oven with a warming drawer, a pot filler, and spacious breakfast bar and eat-in dining area. The open-concept design seamlessly connects to the great room, which includes an electric fireplace and built-in entertainment center. Step outside through the sliders onto the spacious covered lanai and take in the view of the sparkling heated pool. The large travertine paved pool deck offers additional entertaining space for all your cookouts, pool parties, or evening gatherings. A convenient pool bath with a walk-in shower makes entertaining a breeze. Ascending the grand staircase, you'll find a landing area with breathtaking views of the pond and pool. The primary suite is a true oasis, featuring bamboo flooring and balcony access that wraps the entire rear of the home. Unwind in the spa-like ensuite bathroom with a soaking tub, oversized walk-in shower, double vanities, and two walk-in closets. Two additional spacious bedrooms, a private home office with built-in work station and cabinetry with tons of storage, all with bamboo flooring, and a full bath with double vanities and tub/shower combo complete the upstairs living quarters. A grand hallway leads to the ultimate media entertainment retreat, where you'll find additional balcony access, a full wet bar with granite countertops, a full-size refrigerator, dishwasher, and a full bathroom----making it the perfect space for movie nights, game days, or entertaining guests while watching the big game. Additional features include a spacious laundry room with ample cabinet space with pull-out drawers, utility sink, laundry chute, and butler's pantry. All of this is just a short walk to the waterfront community clubhouse, community pool that overlooks the open waters of Tampa Bay where you can see skyline of St. Pete and downtown Tampa, tennis courts, and playground. This remarkable SOLAR POWERED home is a must see-schedule your private tour today. Tampa International Airport is 28 miles, MacDill Air Force Base commute is 29 miles, and you are hour away from the beautiful beaches of Tampa Bay!
Source: STELLAR #TB8363848
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: STELLAR #TB8363848
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.