14076 Corrine Cir, Jacksonville, FL 32258
3 beds · 3 baths · 2,440 sqft sqft
Welcome to this stunning 4-bedroom, 2.5-bathroom single-family residence nestled in this desirable gated community. This is an exceptional home tailored for families seeking a blend of luxury and comfort. Stepping inside, you're greeted by an airy open floor plan, accentuated with new stainless steel appliances, 42'' upper cabinets, and gleaming granite countertops that promise a delightful culinary experience. The kitchen island has a breakfast bar for family time or social gatherings. The open floor plan allows for ease of entertaining and the home also boasts a state-of-the-art movie theater with a 120'' screen, surround sound and projector making it perfect for family movie nights and entertaining guests. The living areas have tile floors for ease of maintenance while the bedrooms all have carpet for comfort. The Primary bedroom is an en-suite boasting a walk in closet, dual vanity and a walk in shower. This home is designed with health and convenience in mind, featuring a whole house water softener and a kitchen reverse osmosis system to ensure the purity of your drinking water. Outdoors, the beautifully landscaped yard, complete with a stone patio and cozy fire pit, overlooks a serene pond making it ideal for relaxing evenings and social gatherings. The property includes a practical landscaping sprinkler system for easy maintenance. Families will love the community's amenities, including a pool, fitness center, and playground. Plus, with easy access to Mayport Naval Station and NAS Jacksonville, shopping, and restaurants, everything you need is within reach. Make this your family's new haven, where comfort meets sophistication in the heart of Jacksonville.
Source: REALMLS #2053174
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2053174
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2053174
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