14047 Drysdale St, Spring Hill, FL 34609
3 beds · 2 baths · 1,966 sqft
One or more photo(s) has been virtually staged. Remodeled and freshly painted 3 bedroom, 2 bath, pool home in Spring Hill, situated on over a quarter acre fenced property. Upon entering you’ll love the spacious feel of the large living/dining room area with vaulted ceilings, which has French doors overlooking the lanai. Have fun and relax with family and friends on your covered lanai and screen enclosed pool (includes chair lift). The beautifully remodeled kitchen features granite countertops with tile backsplash, plenty of cabinet space and a large stainless-steel sink, as well as a breakfast nook overlooking the back yard and lanai. Both bathrooms feature no-threshold showers and granite countertops. Master bedroom has his and her closets with built-ins. Laundry room has a deep stainless-steel sink and upper cabinets (washer and dryer are included). Plenty of parking with an extra-large driveway along with sidewalks extending from both sides of the house towards the rear, connecting to each side of the lanai. Other features of this beautiful home include ceramic tile floors throughout, ceiling fans in each room, and the garage has sliding screen doors. The Metal Roof, replaced in 12/2021, and has a transferable warranty. The A/C, replaced in 7/2021, has an induct air purification system that was installed in 9/2022. The Pella Storm Defense windows were installed in 9/2022 and also include a transferrable warranty. Save money with No HOA or CDD fees! LOCATION: Less than 5 minutes from FL-589 and shopping (Publix, Walmart, etc.), 42 minutes to Tampa International Airport, and close to all the restaurants, entertainment and shopping that the Tampa Bay area has to offer. Schedule your showing today!!
Source: STELLAR #u8216583
Source: STELLAR #u8216583
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8216583
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.