14041 Bassingthorpe Dr, Spring Hill, FL 34609
4 beds · 3 baths · 3,229 sqft sqft
Welcome to this stunning CUSTOM BUILT HOME at Villages of Avalon, GATED Community! *Wheelchair accessible.* It features 3,229 sqft of living. 4-bedroom + office, 3-bathrooms home with a 3-car garage and a SOLAR HEATED POOL and SPA, featuring a stunning Diamond Bright finish! This incredible property welcomes you into the formal living and dining room with dual recessed ceilings adorned with triple crown molding and stunning engineered hardwood and bamboo flooring that extends throughout the home. Entertain with ease utilizing the separate eat-in breakfast nook situated off the impressive kitchen featuring granite countertops, stainless steel appliances, real wood cabinets with crown molding, built-in dual ovens (one being a convection oven) and large prep island. The kitchen is illuminated by recessed lighting and boasts a deep walk-in pantry for all your storage needs. Adjacent to the kitchen, the spacious 22x18 family room basks in natural light, highlighted by plantation blinds, high ceilings, and crown molding, offering direct access to the rear lanai through elegant French doors with blinds. Your comfort is paramount with thoughtful amenities such as dual walk-in closets (8x6 and 9x7) in the master suite, a split AC system in the garage for optimal climate control, and additional shelving in closets for ample storage. Additional features include a electric fireplace with accent columns. Enjoy the array of amenities at the Villages of Avalon, including a community pool and fitness center at the clubhouse. Shopping Center within minutes. Not convincing you to come check out this home, it speaks for itself. Book your showing today!
Source: STELLAR #t3550122
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3550122
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3550122
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.