1403 Thin Pine Dr, Johns Island, SC 29455
3 beds · 2 baths · 1,984 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome home to 1403 Thin Pine Drive, a beautifully designed one-story residence in the desirable Riverview Estates community on Johns Island. This 3-bedroom, 2-bathroom home boasts an open floor plan, modern upgrades, and exceptional outdoor living spaces--perfect for both relaxation and entertaining.As you step inside, you'll find luxury vinyl plank (LVP) flooring throughout, except for the two carpeted guest bedrooms, which are thoughtfully positioned at the front of the home and share a full bath. A dedicated office with elegant glass doors offers the perfect space for remote work or study.The private owner's suite is tucked away at the back of the home, featuring a spa-like en-suite bath with a tiled shower and built-in bench and frameless glass door, dual vanities,a spacious walk-in closet, and a separate linen closet. The heart of the home is the chef's kitchen, which boasts quartz countertops, a stainless-steel farmhouse sink, a large island with seating, ample cabinet storage, a gas cooktop, a microwave/oven combination, and a large pantry. The great room seamlessly blends the kitchen, dining area, and living space, where a stunning brick gas fireplace with a wooden mantel creates a warm and inviting atmosphere. Additional features include a true laundry room with a linen closet, a two car attached garage, as well as added garage overhead storage/built-in shelving, and a utility sink. Step outside to your expansive backyard retreat, fully enclosed by a wooden privacy fence. Enjoy morning coffee on the large screened-in porch or gather around the firepit area for cozy evenings under the stars. Located in a picturesque community, this home offers the perfect blend of comfort, style, and convenience. Just minutes to the bridge to James Island, Food Lion, CVS, and fantastic restaurants and breweries! Don't miss your chance to make 1403 Thin Pine Drive your new homeschedule your showing today!
Source: CTAR #25007256
All values shown are estimated costs / mo.
Source: Public records
Source: CTAR #25007256
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.