1402 Weatherford Dr, Austin, TX 78753
3 beds · 2 baths · 1,781 sqft
professional pictures on their way. Welcome to your new home in wonderful Pflugerville schools. Built as a model by Weekly Homes, this colonial 1-story in the newer section of Harris Ridge with park, pool amenities and close to the soccer fields, Harris Ridge Homeowners Association is a community organization dedicated to maintaining the quality and aesthetics of the neighborhood. As you enter you are greeted by the view of your large backyard, rounded corners and unique ceiling treatments throughout. The family room is quite spacious with lots of wall space. Opening to a covered area to enjoy the children at play. The island kitchen is oversized with a sprawling wrap-around counter. Recently installed stainless steel range, microwave and dishwasher. Tile flooring, laminate counters, with tile backsplash, recessed lighting adding warmth to this beautiful kitchen. Cheerful breakfast area and 2nd dining/play area easily converted. Rounded off by large secondary bedrooms with ample amount of closet space. Guest bath with tile flooring, medicine cabinet, and cultured marble counters. Inside utility room with gas and electric hook up This home has the pride of ownership, with new roof shingles, HVAC, appliances, carpet, hot water heater and more. Must to see!
Source: ACTRIS #8775412
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #8775412
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8775412
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.