1402 Summer Glen Dr, Harker Heights, TX 76548
5 beds · 4 baths · 3,997 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This beautiful residence at 1402 Summer Glen Dr promises both luxury and comfort, wrapped up in a picturesque package that's sure to captivate. This property, standing majestically with 5 bedrooms and 3.5 bathrooms, offers an expansive living space of 3,497 sqft, making it the perfect sanctuary for families dreaming of an upgrade or space to grow. As you step inside, you're immediately greeted by a grand foyer that sets the tone for the rest of this stunning home. The open floor plan seamlessly connects the living areas, enhancing the sense of space and sociability. The heart of the home, an exquisitely designed kitchen, gorgeous countertops, and ample cabinetry, making it a chef's dream. The elegance doesn't end there; each of the bedrooms offer comfort and style, with the master suite providing a luxurious retreat including a spa-like en-suite bathroom where you can unwind in the soaking tub after a long day. Sunlight streams through large windows throughout the home, creating an inviting atmosphere that highlights the detailed craftsmanship and modern finishes that can be found in every nook and corner. Moreover, this home has been meticulously maintained, and recent upgrades ensure that it is in prime condition for its new owners. Entertaining guests becomes a delight with the spacious backyard patio, perfect for summertime barbecues or peaceful mornings soaking up the beauty of the surrounding landscape. Located in a highly desirable area, the neighborhood is peaceful and welcoming, providing an ideal backdrop for both family life and social gatherings. For those who value luxury and comfort, this home represents a fantastic opportunity to own a piece of Harker Heights’ finest real estate. Its combination of size, style, and setting makes it a rare find and a true gem waiting to be yours. Don’t miss out on the chance to view this exquisite property!
Source: CENTRALTEXAS #539440
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALTEXAS #539440
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.