14019 W PARSLEY DR, Madeira Beach, FL 33708
Welcome to your own fun, funky, updated coastal retreat with a NEW PRICE! Just a breezy 5-7 minute walk from Madeira Beach (depending on how many beach toys you bring along), this 3-bedroom, 2-bath paradise is more than just a house—it's a lifestyle. Painted in a cheerful nautical blue with a playful coral front door in 2022, this house radiates a relaxed, Margaritaville vibe. Inside, you'll find an airy and spacious layout, a huge bonus room for entertaining, and a dedicated office for those who need a touch of productivity in their paradise. The oodles of storage space will surprise and delight you, perfect for ensuring all your daily essentials and tropical treasures have their perfect place. Did I mention that the laundry room is inside? Yes, because who wants to lug wet bathing suits to a sweaty laundromat, amiright? The backyard is your private paradise—a cozy, tropical patio surrounded by swaying palm trees and a charming double pergola providing ample shade. It's the ideal spot to unwind with a refreshing lemonade -- a-hem-ahemph – I mean Margarita, embrace the tranquil ambiance, and let the gentle Gulf breeze carry your cares away.And now for the practical perks: PEACE OF MIND WITH A NEW ROOF (2016) & STORM-RATED BACK DOOR + FRONT WINDOWS (2023): No worries about leaks or repairs here; your shelter is solid and secure, so you can focus on beach days and stargazing nights. KITCHEN UPDATE (2022): Whip up your favorite tropical dishes in a kitchen that’s not only stylish but also equipped with the latest conveniences to make cooking a breeze. NEW APPLIANCES (2023): Enjoy the reliability and efficiency of new appliances, offering you hassle-free meal prep and clean-up, so you can spend more time relaxing. FRESH BATHROOMS (2023): Start and end your day in freshly updated bathrooms that provide a spa-like experience, perfect for washing away the salt and sand. NEW INTERIOR PAINT (2023): Feel the fresh, welcoming vibe the moment you step inside with bright, crisp new paint throughout, making every room feel like a breath of fresh air. Whether you’re making this your permanent residence or a dreamy getaway, this home offers the perfect blend of funk, fun, and functionality. Take a deep breath and lean in to your new beach home today.
You may be able to put down less than the total down payment amount of $80,214 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8244889
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.