14019 Tahoe Vis, San Antonio, TX 78253
5 beds · 4 baths · 4,000 sqft sqft
MOTIVATED SELLER - Rate buy down available! Welcome to your dream home in this gated community where convenience meets luxury living! This 1-1/2 story beautiful residence is nestled on over half an acre in a neighborhood with lots of trees. As you approach the stone and stucco front elevation with a side entry garage, you'll be captivated by the elegant curb appeal. Upon entering, you'll be greeted by high ceilings and an open floor plan that seamlessly flows through the home. To your right, a charming home office with double glass doors offers the perfect workspace. The main living areas boast incredible views of the backyard and a sparkling inground swimming pool. The second living room features a cozy fireplace and opens up to a beautifully revitalized kitchen. Here, you'll find a spacious island with breakfast bar seating, stainless steel appliances including a built-in microwave and smooth top range, along with stylish tile backsplash and quartz countertops. The breakfast nook, adorned with a posh chandelier, leads to a huge covered patio, creating an ideal space for entertaining. The interior effortlessly transitions to the outdoor oasis, perfect for gatherings. The seller has upgraded the flooring throughout most of the home with wood "tile" floors, adding a touch of modern elegance. The primary suite, situated on the first floor, offers outside access and an ensuite bathroom featuring a garden tub, separate shower, dual closets, and a linen closet. Three additional bedrooms on the first floor provide ample space for everyone, with two sharing a Jack & Jill bath and one conveniently located next to a bathroom in the hallway. Upstairs, a game room or third living room awaits, complete with a bedroom and full bath. The seller has thoughtfully privacy screens to all windows, upgraded and replaced the A/C units for your comfort, and installed 42 solar panels on the roof for energy efficiency. The expansive, concrete patio and pool area have also been upgraded, now featuring a covered patio and a convenient storage shed. This home boasts additional amenities such as a water softener and an electric vehicle charging outlet in the garage. Located in an established neighborhood close to everything, you'll enjoy the spacious lots and access to nearby nature trails. Don't miss this exceptional opportunity to make this luxurious, well-appointed home your very own!
Source: SABOR #1797282
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1797282
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1797282
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.