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1401 Players Club Cir

Gulf Breeze, FL 32563

5 beds · 4 baths · 3,532 sqft

$879,999

$3,859/mo with 3.25% Express Financing

$5,013/mo with 7% bank financing

Get prequalified

About this home

Separate guest house. This absolutely stunning, thoughtfully designed contemporary pool home in Players Club with low HOA dues and X flood zone will take your breath away. From the impressive exterior to the patio’s basketweave pavers, no design detail has been overlooked. Walls of windows capitalize on the abundance of natural light within the open concept living, dining and kitchen areas, catering to the art enthusiast and entertainer. Appointed with oak hardwood flooring, 12” high gloss crown molding, gas fireplace with Quartzite surround, and modern lighting. The kitchen is culinary perfection. Custom CDC Woodworking cabinetry, brushed gold hardware, Quartzite countertop and backsplash, High-end JennAir, Asko and ZLine stainless appliances, wine refrigerator, 5 Burner gas cooktop and large pantry. In addition to seating, the island maximizes both prep and storage space, while the eat-in kitchen is perfect for casual dining allowing for the formal dining room to cater to more intimate hosting. The living room flows directly onto the gorgeous pool and screened all season patio, framing views of Tiger Pointe’s 11th hole fairway creating an extension of the home’s interior space. Auto shades provide privacy, while the surround sound sets the tone for relaxing and Alfresco dining. The guest house features stained concrete floors, Efficiency kitchen, charming bedroom and bath; offering privacy and flexibility to be utilized by guests, as an exercise space, artist studio or simply the ultimate pool house. The light-filled master bedroom is a tranquil retreat with tray ceilings and spacious spa-like en-suite bath appointed with double vanity, framed full wall mirror, glass pendants, and soaking tub. Each additional bedroom and bathroom mirrors the home’s high end design aesthetic. Not to go unnoticed, the garage offers ample space for vehicles, storage and golf cart.

Source: PENSACOLA #653919

3,532 sqft
0.383 acres
Single Family
Built in 1993
3 car garage
Air conditioning
Fireplace

$3,859/month
Compared to $5,013/mo with 7% bank loan

$527,027
24y 9mo
3.25% 7%
$527,027 at 3.25% (VA)
$0 at 7.875% No GAP financing needed

Payments are estimates and subject to approval. To learn more about rates, contact us.


Payment details
Principal & interest
$2,585
Mortgage insurance
-
Property taxes
$454
Home insurance
$799
HOA fees
$20
Utilities
Not included
Total monthly payment
$3,859

Loan details
Loan type
VA
Remaining balance
$527,027.59
Remaining term
24 yrs and 9 mos

Neighborhood
Use two fingers to move the map

FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Jul 22, 2025 06:38 am
Listing provided courtesy of: Levin Rinke Realty (850) 916-5050
Details provided by PENSACOLA and may not match the public record.
MLS ID: #653919
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Pensacola Association of REALTORS®, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Roam Brokerage, LLC are governed by the PAR Rules and Regulations and detailed information about them includes the name of the listing companies. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. Copyright © 2025 Pensacola Association of REALTORS®, Inc. All Rights Reserved.
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Gulf Breeze, FL 32563

5 beds · 4 baths · 3,532 sqft

$879,999

$3,859/mo with 3.25% Express Financing

$5,013/mo with 7% bank financing

Get prequalified