1401 Players Club Cir, Gulf Breeze, FL 32563
5 beds · 4 baths · 3,532 sqft sqft
This absolutely stunning, thoughtfully designed contemporary pool home in Players Club will take your breath away. From the impressive exterior to the patio’s basketweave pavers, no design detail has been overlooked. Walls of windows capitalize on the abundance of natural light within the open concept living, dining and kitchen areas, catering to the art enthusiast and entertainer. Appointed with oak hardwood flooring, 12” high gloss crown molding, gas fireplace with Quartzite surround, and modern lighting. The kitchen is culinary perfection. Custom CDC Woodworking cabinetry, brushed gold hardware, Quartzite countertop and backsplash, High-end JennAir, Asko and ZLine stainless appliances, wine refrigerator, 5 Burner gas cooktop and large pantry. In addition to seating, the island maximizes both prep and storage space, while the eat-in kitchen is perfect for casual dining allowing for the formal dining room to cater to more intimate hosting. The living room flows directly onto the gorgeous pool and screened all season patio, framing views of Tiger Pointe’s 11th hole fairway creating an extension of the home’s interior space. Auto shades provide privacy, while the surround sound sets the tone for relaxing and Alfresco dining. The guest house features stained concrete floors, Efficiency kitchen, charming bedroom and bath; offering privacy and flexibility to be utilized by guests, as an exercise space, artist studio or simply the ultimate pool house. The light-filled master bedroom is a tranquil retreat with tray ceilings and spacious spa-like en-suite bath appointed with double vanity, framed full wall mirror, glass pendants, and soaking tub. Each additional bedroom and bathroom mirrors the home’s high end design aesthetic. Not to go unnoticed, the garage offers ample space for vehicles, storage and golf cart.
Source: PENSACOLA #653919
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #653919
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #653919
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.