14009 Tudor St, Spring Hill, FL 34609
5 beds · 3 baths · 2,215 sqft
Don't miss out on this exquisite home! Recently renovated to perfection, this property boasts a stunning saltwater pool and is nestled on a spacious 1/4-acre lot, ensuring a captivating living experience. With over 2,200 square feet of living space spread across two floors, this home offers generous accommodations for every lifestyle. The first floor welcomes you with a formal dining room, ideal for hosting gatherings, while the gourmet kitchen impresses with its granite countertops, stainless steel appliances, and ample storage space. Adjacent to the kitchen is a cozy breakfast nook, seamlessly flowing into the inviting living room, perfect for entertaining guests. Additionally, a versatile bedroom on the ground floor provides flexibility for use as a guest room or home office, complemented by the convenience of a nearby laundry room. Ascending to the second floor, you'll discover three spacious bedrooms, each flooded with natural light and featuring ample closet space. The primary suite is a true sanctuary, offering a large bedroom, dual closets, a luxurious double vanity, a relaxing garden tub, and a separate tiled shower. Step outside to your own private retreat, complete with a refreshing saltwater pool and a cozy firepit, perfect for enjoying evenings under the stars. The fenced yard provides both privacy and security, making it an ideal space for outdoor relaxation and entertainment. Conveniently located near local schools, this home offers easy access to education options for families. Recent upgrades include a new roof and AC in 2020, as well as a new pool enclosure and solar panels installed just last year. Don't let this opportunity slip away – schedule your showing today and make this dream home yours!
Source: STELLAR #o6191997
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6191997
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6191997
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.