1400 Mcmaster Dr, Myrtle Beach, SC 29575
5 beds · - baths · sqft sqft
Imagine coming home to your own slice of paradise nestled in the prestigious, gated Prestwick Golf Course community. This stunning property offers the best of South Carolina living, with a balance of luxury, privacy, and charm, secured by a guarded entrance. You’ll be steps away from the breathtaking and challenging Prestwick golf course, renowned for its beauty and vibrant clubhouse where friends and neighbors gather for lunch and community events. This home unfolds over 3,100 square feet of beautifully heated living space. The main floor welcomes you with an elegant flow, bathed in natural light, that seamlessly connects the formal dining room, a spacious den/office, and the main living areas. The primary suite on this level is a true retreat, featuring a generous sitting area and ensuite bathroom. Upstairs, four additional bedrooms and two full baths provide ample space for family and guests alike. Every corner of this home has been thoughtfully designed for comfort and ease, from the warm Carolina-style front porch to the screened side porch just off the eat-in kitchen and dining area. Step outside to find a large back deck overlooking your private oasis—a sparkling inground pool that’s perfect for gatherings or quiet relaxation. Set on the largest lot, currently for sale, in Prestwick at 0.55 acres, this property offers an expansive yard that enhances its sense of space and privacy. Situated conveniently across from the community tennis club and pool, this home makes it easy to stay active and connect with neighbors. And for those who cherish the beach lifestyle, you’re less than a mile from the shoreline, where you can drive your golf cart to enjoy the sand, sun, and surf. A quick ride will also bring you to Market Common, where dining, entertainment, shopping, and a lively farmer’s market await. Ready to live where every day feels like a vacation? Don’t miss the chance to make this spectacular home your own!
Source: MYRTLEBEACH #2425528
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2425528
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2425528
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.