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1400 Mcmaster Dr

Myrtle Beach, SC 29575

5 beds · - baths · -- sqft

$680,000

$2,329/mo with 3.88% Express Financing

$2,584/mo with 7% bank financing

Get prequalified

About this home

Imagine coming home to your own slice of paradise nestled in the prestigious, gated Prestwick Golf Course community. This stunning property offers the best of South Carolina living, with a balance of luxury, privacy, and charm, secured by a guarded entrance. You’ll be steps away from the breathtaking and challenging Prestwick golf course, renowned for its beauty and vibrant clubhouse where friends and neighbors gather for lunch and community events. This home unfolds over 3,100 square feet of beautifully heated living space. The main floor welcomes you with an elegant flow, bathed in natural light, that seamlessly connects the formal dining room, a spacious den/office, and the main living areas. The primary suite on this level is a true retreat, featuring a generous sitting area and ensuite bathroom. Upstairs, four additional bedrooms and two full baths provide ample space for family and guests alike. Every corner of this home has been thoughtfully designed for comfort and ease, from the warm Carolina-style front porch to the screened side porch just off the eat-in kitchen and dining area. Step outside to find a large back deck overlooking your private oasis—a sparkling inground pool that’s perfect for gatherings or quiet relaxation. Set on the largest lot, currently for sale, in Prestwick at 0.55 acres, this property offers an expansive yard that enhances its sense of space and privacy. Situated conveniently across from the community tennis club and pool, this home makes it easy to stay active and connect with neighbors. And for those who cherish the beach lifestyle, you’re less than a mile from the shoreline, where you can drive your golf cart to enjoy the sand, sun, and surf. A quick ride will also bring you to Market Common, where dining, entertainment, shopping, and a lively farmer’s market await. Ready to live where every day feels like a vacation? Don’t miss the chance to make this spectacular home your own!

Source: MYRTLEBEACH #2425528

-- sqft
0.55 acres
Single Family
Built in 2000

Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Apr 14, 2025 07:59 pm
Listing provided courtesy of: Realty ONE Group Dockside (843) 492-4030
Details provided by MYRTLEBEACH and may not match the public record.
MLS ID: #2425528
Provided courtesy of the Coastal Carolinas MLS. Copyright ©2025 of the Coastal Carolinas MLS. All rights reserved. Information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and the data is deemed reliable but is not guaranteed accurate by the Coastal Carolinas MLS.
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Myrtle Beach, SC 29575

5 beds · - baths · -- sqft

$680,000

$2,329/mo with 3.88% Express Financing

$2,584/mo with 7% bank financing

Get prequalified