140 Solis Dr, Winter Haven, FL 33880
4 beds · 2 baths · 1,814 sqft
Welcome to this stunning 4-bedroom, 2-bathroom home, located in the fabulous and gated community of Solis Garden. Situated on a generous quarter-acre lot, this exceptional residence perfectly blends elegance and comfort, offering you a place to call home that you will truly love. As you step inside, you'll immediately notice the inviting interiors with premium finishes throughout. The floor plan seamlessly flows from room to room, making it perfect for both entertaining and everyday living. Whether you're hosting family gatherings or relaxing after a long day, this home is designed for comfort and style. The chef-inspired kitchen is a highlight of the home, featuring sleek countertops, high-end appliances, and ample storage space, making it perfect for preparing meals and entertaining guests. The seamless connection between the living and dining areas adds to the home's appeal, ensuring every corner feels inviting and functional. The spacious master suite is a true retreat, offering a serene space for relaxation with large windows that provide views of the lush surroundings. The master bath is equally impressive, featuring dual vanities, a soaking tub, and a separate shower, creating a spa-like atmosphere where you can unwind in total comfort. The additional three bedrooms are generously sized, each offering plenty of space for family, guests, or even a home office. Outside, the property truly shines with a beautifully landscaped yard, perfect for enjoying Florida's wonderful weather. The quarter-acre lot provides ample space for outdoor activities, whether you're hosting a barbecue, playing with pets, or simply enjoying the tranquility of your surroundings. The large backyard is also ideal for adding a pool or creating your own outdoor oasis. Living in the gated community of Solis Garden comes with numerous advantages, offering you both security and exclusivity. With no CDD fees, this community is a rare find, combining a peaceful, private setting with the convenience of nearby shopping, dining, and entertainment options. Whether you're looking to relax in your new home or explore the vibrant local area, everything you need is within easy reach. This home truly offers the best of both worlds—privacy, style, and convenience. From the luxurious interiors to the expansive outdoor space, it has everything you need to live comfortably and enjoy life to the fullest. Don't miss your chance to own this incredible property in one of the most sought-after communities in the area. Schedule your showing today and take the first step toward making this gorgeous home yours. Whether you're looking for a permanent residence or a vacation retreat, this home has everything you need and more. Don’t let this opportunity pass by—step into your new home and experience the perfect combination of luxury and comfort.
Source: STELLAR #L4951716
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #L4951716
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.