140 N Lakeside Dr, Kennesaw, GA 30144
6 beds · 4 baths · 5,269 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Lakeside oasis nestled in the coveted community of Chastain Lakes. This well-maintained home offers a perfect blend of location and community amenities with your own private pool! Chastain Lakes is conveniently situated just minutes from I-575 and the new expressway, Town Center Mall and Barrett Parkway restaurants/dining, Marietta Square, Kennesaw Mountain, KSU, The Outlet Shoppes in Woodstock, Downtown Woodstock and arrive to I-285 in as little as 10 minutes! The neighborhood is amenity-rich with 2 well-stocked fishing lakes, gazebo, swimming pool overlooking the lake, and playground. Join a tennis or pickleball team with lighted courts and pavilion/stadium seating. Direct neighborhood access to the highly regarded Chalker Elementary school. Exterior of home has been updated with a modern appeal, including new exterior painting and roof. Perfect for relaxation or entertainment, you never need to leave home with your own private outdoor retreat. Huge deck overlooks the refreshing pool in the fenced and private level backyard. You will be welcomed into this home with a two-story foyer, Home has an open concept with 9 ft. ceilings on the main floor. Every window on the back of the house overlooks the pool and lake! Separate dining room is perfect for gatherings. Foyer, living, dining, and powder rooms all complete with hardwood. Kitchen is open to spacious breakfast area and includes stained cabinets, stainless microwave/self-cleaning oven combo, electric cooktop, and stainless microwave. Breakfast area overlooks large deck with pool view. Oversized owner's suite upstairs includes trey ceiling and double his/her owner's closets. Owner's bath includes separate vanities, shower, and seperate tub. Four spacious secondary bedrooms--two of which overlook the pool and lake, and another full bath. Plenty of storage throughout, including additional room in garage with built in cabinets.
Source: GAMLS #10499101
Source: GAMLS #10499101
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.