14 Retreat Rdg SE, Cartersville, GA 30120
5 beds · 6 baths · 7,903 sqft
Welcome to your secluded haven in the heart of The Retreat at Pumpkinvine Estates, a sanctuary where every corner whispers elegance and leisure. Nestled on three acres of verdant land, this estate is a symphony of outdoor living, designed with the entertainer in mind. Here, the boundaries between indoors and outdoors blur, inviting you to savor life under the open sky. As you step into the grand foyer, your eyes are drawn to the two-story formal living room, where a wall of windows frames the lush landscape, bringing nature's beauty indoors. The banquet-sized formal dining room beckons for gatherings both grand and intimate, while the cozy family room and serene library offer spaces for quiet reflection. The primary suite, a retreat within a retreat, pampers you with a spa-like bathroom, complete with his and her closets. This suite extends its luxury outdoors to a private terrace, where the gardens and pool unfold before you like a living tapestry, promising tranquil mornings and peaceful evenings. Venture to the upper level, where three bedrooms await, two of which boast their own private balconies. Imagine sipping your morning coffee as you watch the sunrise, or simply basking in the gentle breezes that dance across the terrace. The terrace level is a world unto itself, offering a kitchen, a bedroom, a full bathroom with a sauna, a gym, a home office, and even a wine cellar. For those who seek entertainment, a poker room and golf simulator await, while an additional den provides a cozy hideaway. And for future dreams, ample unfinished space offers endless possibilities. Outside, the saltwater pool, refreshed with a new liner as of September 2024, invites you to dive into its cool depths. The hot tub offers warmth and relaxation, while the putting green challenges your skills. Three levels of balconies and terraces provide panoramic views of this private oasis, and electric terrace screens on the upper level ensure your comfort, no matter the time of day. With a generator ready for power loss emergencies and a trash compactor for convenience, this home is as practical as it is beautiful. This is not just a home; it is a lifestyle, a place where every moment is an opportunity to embrace the extraordinary. Welcome to your private oasis, where luxury meets leisure, and every day feels like a retreat. The Retreat at Pumpkinvine Estates is a private gated community of large tract luxury properties. It is conveniently located just minutes from Acworth shopping, private schools, and easy access to I -75.
Source: GAMLS #10370793
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10370793
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10370793
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.