VA loan
1 of 47
VA loan
$899,000 SIGNIN

Sign in to see required down payment for the 2.625% rate

14 Dungarvan Ln, Pinehurst, NC 28374

3 beds · 3 baths · 2,671 sqft

IMMEDIATE PCC GOLF MEMBERSHIP WITH NO WAIT TIME. 14 Dungarvan Lane was the original Model home in the desirable Dungarvan Lane neighborhood in National, No 9, a Nicklaus designed golf course. National is a gated community built around the No 9 Course, a world class, premier, Pinehurst Resort and Country Club golf course. Golf carts are used to drive to neighborhood cocktail parties, the clubhouse, the first tee of No 9, the practice range or just walk to the clubhouse on the 8th and 9th holes. Perfectly situated on the 8th fairway, overlooking both the 7th and 8th fairways with amazing panoramic views of the golf course from the Living Room, Breakfast Room, Kitchen, Master Bedroom, Study/Office and 2nd Floor Bedroom. Home has been renovated from top to bottom including a new roof in 2023. Kitchen updates include: stunning center island with 5-ft marble countertop, sixteen feet of quartz countertops, stainless steel sink and tumbled marble wall tile, top of the line stainless appliances with 5 burner gas cooktop, and double 5-foot high windows. Living room has custom-built 8-foot high cabinet with pull-out TV shelf plus shelves for books and art; Master bath and powder room completely renovated with nothing spared in either design or quality of materials. There is a refurbished privacy wall on deck which overlooks mature plantings, perennial flower garden across the back yard and the golf course. The large deck and patio are perfect for entertaining, family wine and dine, and just relaxing. Garage has track lighting, a storage loft and golf cart parking. Pinehurst CC membership available for transfer with buyer to pay prevailing fees. NO GOLF WAIT LIST. Laundry room and upstairs bath are original (with the exception of new fixtures and commode). Easy access to Pinehurst and Southern Pines stores and services, shops, restaurants, and medical facilities, all within minutes! Seller requests possession after Closing. 14 DUNGARVAN - HIGHLIGHTS Wonderful setting on the Pinehurst National #9 golf course, overlooking the 7th and 8th fairways! Home is on the 8th fairway, set back with mature Longleaf pines and natural expanses of pine straw Amazing panoramic views of the golf course from the Living Room, Breakfast Room, Kitchen, Master Bedroom, Study/Office and 2nd Floor Bedroom The home, its appointments and its setting serve a luxurious and relaxing lifestyle in a friendly, neighborhood setting Great location in the beautiful setting of the Pinehurst #9 Country Club gated community Easy access to Pinehurst and Southern Pines stores and services, shops, restaurants, and medical facilities, all within minutes! FIRST FLOOR: FOYER Beautiful winding staircase with natural wood railings and steps Large and bright with two-story-high ceiling Stately columns at entrance to Dining Room Generous use of ceiling and floor moldings, and chair rails throughout the home. DINING ROOM Spacious with high ceiling 6 -foot bay window with plantation shutters Original bronze chandelier sets the tone for elegant dining. KITCHEN Bright morning sun greets you in this large, open, happy space Spacious with high ceiling and recessed lights 16' of quartz countertops, stainless steel sink and tumbled marble wall tile Stunning center Island with 5-foot marble countertop Top of the line appliances Double 5-foot high windows Opens to Breakfast Room with its beautiful views of the golf course. BREAKFAST ROOM Window door leads to deck and patio 8-foot high triple windows with more beautiful views of golf course 7-foot double side windows provide more light Space accommodates a table for eight with lovely chandelier. LIVING ROOM Spacious with two-story-high ceiling and another great view of the golf course Gas fireplace with beautifully crafted wood and marble surround, and marble threshold Custom-built 8-foot high cabinet with pull-out TV shelf plus shelves for books and art Bonus walk-in closet with bookshelves and storage. POWDER ROOM Completely renovated, quality throughout MASTER BEDROOM Panoramic, wonderful view of back yard and golf course Exceptionally large and spacious first floor retreat, with private Master Bath and Closets MASTER BEDROOM - continued 12-foot wide triple bay window under palladium window and cathedral ceiling. MASTER WALK-IN CLOSETS Hers and His separate walk-in closets with built-in dressers. MASTER BATH Completely renovated, custom design and premium finishes 4-foot by 4-foot open shower 8-foot triple bay window with plantation shutters over graceful garden tub Separate water closet Linen closet Convenient double sinks with large, elegant design mirrors Recessed light/exhaust fan combinations plus well-placed recessed spotlights. LAUNDRY Double door closet and generous cabinet storage Laundry sink Tall window brings in morning sunlight. SECOND FLOOR: OFFICE/STUDY Large, open design (approximately 18' by 20') provides for a relaxing retreat Open space overlooks the Foyer and stairwell, the Living Room and the golf course. Two double-door closets for storage of books, files, and other items. GUEST BEDROOM #1 Lovely, bright and inviting room with double-door closet. Double-door closet. GUEST BATH Double sinks and mirrors. Window overlooking front of home. Convenient tub and shower combination. GUEST BEDROOM #2 Welcoming room with double-door closet Panoramic view of the golf course! GARAGE Storage loft Golf cart parking area. DECK, PATIO AND GROUNDS Mature plantings throughout Perennial flower garden across the back yard. Large deck and patio for entertaining, family wine and dine, and just relaxing.

Estimated
Seller's interest rate
2.625%
7%
Estimated
Monthly payment

$3,025
$3,348
You may also save up to $100,285 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,348 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
2.625%
Remaining term
25 yrs and 11 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,025
Principal & interest
$562
Mortgage insurance
-
Property taxes
$289
Home insurance
$442
HOA fees
$1,730
Utilities
Not included

Source: Public records

Home details
Size
2,671 sqft
Lot size
0.16 acres
Year built
2000
Type
Single Family Residence
HOA dues
$1,730.82

Source: NORTHCAROLINAREGIONAL #100498606

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 18, 2025 06:44 am
Listing agent: Lin Hutaff (910) 528-6427
Listing provided courtesy of: Lin Hutaff's Pinehurst Realty Group
Details provided by NORTHCAROLINAREGIONAL and may not match the public record.
MLS ID: #100498606
The data relating to real estate on this website comes in part from the Internet Data Exchange program of North Carolina Regional MLS LLC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Roam Brokerage, LLC shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. Copyright © 2025 North Carolina Regional MLS LLC. All Rights Reserved.
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