1395 DOLPHIN HEAD ST, Davenport, FL 33896
Welcome to this stunning single-family home located within the highly desirable and exclusive gated community of Champions Gate. This beautiful residence features 3 spacious bedrooms, 3 full bathrooms, and an additional bonus room that can easily serve as an office or an extra bedroom, offering flexibility to suit your needs. As you step inside, you are greeted by a welcoming entrance that seamlessly flows into a hallway leading to the second bedroom, bonus room, and finally opening up to a bright and expansive living area that encompasses the kitchen, dining, and living room. This home boasts an open floor plan with a gorgeous kitchen that is a chef's dream, complete with top-of-the-line stainless steel appliances, granite countertops, and elegant white cabinets and drawers, along with a large pantry—all of which add to the allure of this inviting space. The spacious master bedroom is adorned with beautiful wood flooring that provides a striking contrast to the light wood found throughout the main living areas, and it includes a large walk-in closet upgraded with a custom California Closet design featuring numerous compartments for jewelry, shoes, shirts, and more. The master bathroom offers dual sinks, a relaxing garden tub, a shower, and extra storage space for added convenience. Step outside to discover a fully screened-in lanai, the perfect spot to unwind and enjoy the Florida sunshine with family and friends all year round. This luxury, gated, resort-style community is centered around the Oasis Club, a 14,000-square-foot clubhouse that includes a restaurant, movie theater, fitness center, game room, tiki bar, lazy river, cabanas, and much more! Residents also have access to "The Plaza," a private clubhouse featuring another restaurant, bar, fitness center, game room, pickleball courts, and two additional pools. The Retreat Club is now open and offers a full waterpark for endless fun and relaxation. The HOA includes access to all amenities at the Oasis Club, Retreat Club, and Plaza, a full golf membership, tennis, pickleball, gated entries, comprehensive lawn care, security monitoring, cable, phone, and internet services. The CDD and trash services are conveniently included in the taxes. Don’t miss the opportunity to experience this luxurious lifestyle and all that this remarkable community has to offer. Your dream home awaits! Schedule your showing today and make this exquisite Champions Gate home yours!
You may be able to put down less than the total down payment amount of $115,960 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5111593