13942 Wild Lupine St, Parker, CO 80134
4 beds · 3 baths · 2,556 sqft
Incredible location! Backing to dedicated OPEN SPACE and conveniently located between Castle Rock and Parker and just 25 minutes from DTC, you’ll be hard pressed to find a comparable property! This near new Bridgestone floor plan by DR Horton located in the popular Trail’s at Crowfoot is beautiful and functional, appeasing the pickiest of buyers! Upon entering you’re greeted by a large home office, ample natural light and your eyes are immediately drawn to the back of the home that opens up into a large great room with a gas fireplace and a beautifully designed open concept kitchen. The large island is both trendy and practical, and the tranquil kitchen design features neutral gray shaker style cabinets, stainless steel appliances, a gas range, quartz countertops and a large walk in pantry! Just outside the back door, your eyes are drawn to the open space, the play structures and the community trails that are easily accessed from the backyard. Four spacious bedrooms upstairs, a versatile loft space, upstairs laundry and neutral paint throughout make for a beautiful move in ready, home. The Trails at Crowfoot community offers a range of local amenities including a community swimming pool, neighborhood parks, 17 acre of dedicated open space with trails, basketball, tennis and pickle ball courts a multis sports field and many community events. Nearby is the Pace Center in Parker, Main Street featuring shops and restaurants, the Library and the Parker Ice Trail at Discovery Park. Looking for more to explore? Downtown Castle Rock is just 15 minutes south and provides additional shopping, dining and entertainment. Close to I-25/C470, DTC, park and ride, and the RTD light rail.
Source: RECO #8343860
Interest rate and monthly payment estimated based on public records.
Source: RECO #8343860
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8343860
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