13927 SNOWY PLOVER LN, Riverview, FL 33579
Welcome Home to your new MOVE-IN READY 5 bedroom, 3 full baths, 3 car garage home!! Spanning at almost 3,300 square feet, this is a mega-home awaiting its new family. Built in 2019, it's practically brand new; fresh-new interior paint, all new carpet upstairs, new sod in front and back yards, the whole home exterior and driveway has been power washed. Located in the beautiful community, Oaks at Shady Creek in Riverview. Featuring an open floor plan, there's so much to experience in this home. Downstairs is a bedroom and full bathroom along with the formal dining room/flex space, family room/dining room combo. The kitchen is a chef's dream come true. Outfitted with stainless steel appliances, granite counters, and walk-in closet pantry, there is plenty of space for family meals and gatherings, not to mention, the mom cave!! The lanai is fully screened, so you can enjoy your morning coffee without the worries of Florida gnats. Now, let's go upstairs. Here you will find 4 other bedrooms and 2 full baths, to include the primary bedroom, laundry room, and large loft. The secondary bedrooms all have walk-in closets!! The loft is spacious enough to use as a media room, gaming room, or secondary living room (maybe even all 3!). The primary bedroom and en-suite has two walk-in closets, separate shower/soaking bathtub, and separate vanities. For the convenience of the new owners, the laundry room has a pass-through from the en-suite and is also accessible from the hallway near the loft. This home has so much to offer, that we can barely list it all. The community amenities include a sparkling swimming pool, fitness center, and playground. Located near I-75, US-301 and HWY-41 for an easy commute to MacDill AFB, beaches, and endless shopping and dining experiences. Make your appointment as soon as possible for the opportunity to call this one, yours.
You may be able to put down less than the total down payment amount of $225,994 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3539719