13923 Smiling Daisy Pl, Riverview, FL 33579
4 beds · 2 baths · 1,846 sqft
MOTIVATED SELLER! Bring all offers. This stunning 4-bedroom, 2-bath home has been thoughtfully updated and meticulously maintained by its original owners. Recent enhancements include a newly re-sodded lawn, an upgraded irrigation system, new ceiling fans, and a state-of-the-art smart home system, offering both comfort and convenience. The home features a spacious tri-split floor plan, providing privacy and a sense of openness. The neutral finishes throughout create a welcoming atmosphere that will easily appeal to today’s buyers. The chef-inspired kitchen boasts white cabinetry, expansive granite countertops, and a large central island with a breakfast bar that seamlessly connects to the dining area. Sliding doors from the dining room lead out to the screened lanai and pool area, perfect for outdoor entertaining. The kitchen opens to the inviting great room, ideal for both relaxation and family gatherings. The expansive primary suite offers ample space for a sitting area and includes dual walk-in closets, providing abundant storage. The en-suite primary bath features dual sinks, offering both convenience and style. The secondary bedrooms are generously sized, each with spacious closets, while the secondary bath includes a tub and shower combination. Step outside to your private oasis—an expansive screened lanai with a saltwater pool, complete with paver decking. The tranquil pond views and fully fenced backyard ensure ultimate privacy, perfect for enjoying the beautiful Florida weather. South Fork is a highly sought-after community, offering resort-style amenities, scenic winding roads, and lush landscaping. Enjoy leisurely walks around serene ponds on sidewalks that connect the neighborhood. Thank you for considering this exceptional home. Schedule a private tour today to experience everything it has to offer!
Source: STELLAR #tb8322377
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #tb8322377
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.