VA loan
1 of 43
VA loan

13918 N Easy Par Pl, Marana, AZ 85658

3 beds · 4 baths · 3,811 sqft

Beautifully Remodeled Home with Stunning Mountain Views in Dos Lagos at Dove Mountain. Welcome to this gorgeous 3-bedroom, 4-bathroom home in the gated community of Dos Lagos at Dove Mountain. Thoughtfully remodeled with modern touches and timeless elegance, this home offers the perfect blend of style, comfort, and privacy. Step inside and immediately feel at home with new engineered wood flooring and a beautifully updated kitchen featuring sleek cabinetry and plenty of space to cook and entertain. The great room and living room have been redesigned with custom shelving, adding warmth and character to the space. A dedicated office space features new custom cabinets and shelving, creating a stylish and functional workspace. The primary suite is a true retreat, complete with his and hers walk-in closets and a spa-like bathroom. Outside, your own private oasis awaits. Take in the breathtaking mountain views while relaxing in the pool and spa, the perfect spot for unwinding or entertaining guests. This home is all about comfort, beauty, and tranquility!

Location
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Loan details
Monthly payment

All values shown are estimated costs / mo.

Total
$4,655
Principal & interest
$3,206
Mortgage insurance
-
Property taxes
$746
Home insurance
$606
HOA fees
$96
Utilities
Not included

Source: Public records

Home details
Size
3,811 sqft
Lot size
0.71 acres
Year built
2007
Type
Single Family Residence
HOA dues
$96.00

Source: SOUTHAR #22505531

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 18, 2025 12:21 am
Listing agent: Zachary Tavel (520) 349-8270
Listing provided courtesy of: Long Realty Company (520) 918-2400
Details provided by SOUTHAR and may not match the public record.
MLS ID: #22505531
The data relating to real estate listings on this website comes in part from the Internet Data Exchange (IDX) program of Multiple Listing Service of Southern Arizona. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings provided by brokerages other than Everystate are identified with the MLSSAZ IDX Logo. All Information Is Deemed Reliable But Is Not Guaranteed Accurate. Listing information Copyright © 2025 MLS of Southern Arizona. All Rights Reserved.
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