1390 Stirling Cir NW, Atlanta, GA 30318
2 beds · 3 baths · 1,528 sqft
Could this be your new home? Freshly painted, move-in ready and nestled in the lovely wooded section of the community, this 3-story townhome awaits its next owner. Soaring 20-foot ceilings and magnificent floor-to-ceiling Pella windows, infuse the living area with abundant natural light and a sense of spaciousness. Hardwood floors grace the main level, where an open layout seamlessly integrates the living, dining, and kitchen areas. The kitchen features granite countertops and stainless steel appliances with the convenience of the only floor plan boasting a spacious pantry. Exit the kitchen onto your private deck, complete with a spiral staircase leading down to a private fenced yard-your own serene retreat bordered by lush woodland. On the second floor, you'll find the oversized primary bedroom, boasting a walk-in closet and a luxurious spa-like bathroom featuring a walk-in shower and a soaking tub-an oasis of relaxation awaiting your indulgence. On the first floor, a generous second bedroom awaits, perfectly adaptable as a home office, guest room, or flex space with a full bathroom. 1-car garage and a brand new water heater. The Beltline is coming right to M West's front door in 2025! A new 0.7-mile trail section of the Westside Beltline will stretch from Marietta Blvd and Huff Rd to Ellsworth Industrial and English St, making it easier than ever to enjoy the outdoors. Construction is in full swing, and we're looking forward to the enhanced connectivity and green spaces this will bring to our community. Located in a gated Upper Westside community, you'll have access to fantastic amenities including a pool, gym, dog park, and a convenient walking trail to Top Golf, Star Provisions, and The Works.
Source: GAMLS #10387679
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10387679
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10387679
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.