1390 SONNET CT, Deltona, FL 32738
FRESHLY PAINTED! SELLER MOTIVATED, bring your offers! This 3-bedroom, 2-bathroom lake view home has a spacious concept featuring a flex room, formal dining room, living room, breakfast bar and breakfast nook with over 2000 sq ft! Nestled in a NO HOA peaceful cul-de-sac, this home offers privacy and seclusion while fostering a sense of community. The open-concept layout flows seamlessly from room to room, creating an inviting atmosphere for entertaining family and friends. Whether you need a home office, playroom, gym, or guest room, the flex room provides the perfect space to customize according to your needs. Take advantage of the recently updated kitchen featuring new appliances (refrigerator, microwave, stove and dishwasher), quartz countertops, and new upper cabinets for abundant storage space. A few more upgrades include the vinyl flooring throughout the house, light fixtures (foyer, breakfast nook, and patio), fans (living room and patio) and interior paint. You can enjoy your morning coffee at the breakfast nook or on your screened in patio, both have spectacular views of Lake Theresa. Let’s not forget about the amazing sunsets! The Master bedroom has a beautiful tray ceiling and an en suite bathroom featuring a large garden tub, separate shower, separate toilet room/water closet and a huge walk-in closet with new vinyl flooring. Both bathrooms in this home lead you out to your screened in patio which is “pool planned” for endless opportunities in your backyard. Delight in an abundance of fresh fruit year-round from a variety of fruit trees including mango, pineapple, tangerine, grape vines and more! The long driveway with the newer 20x20 extension added gives you plenty of room to park your RV/boat/toys. The convenience of a side entrance garage provides easy access to your vehicles and additional storage space without compromising the curb appeal of your home. Witness awe-inspiring rocket launches from the convenience of your front yard, providing an unforgettable experience for you and your guests. Centrally located between Orlando and the beaches, this well-loved home gives you everything Florida living has to offer! Come experience the sunsets of 1390 Sonnet Ct!
You may be able to put down less than the total down payment amount of $98,486 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6214101
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.