1390 Sonnet Ct, Deltona, FL 32738
3 beds · 2 baths · 2,052 sqft
FRESHLY PAINTED! SELLER MOTIVATED, bring your offers! This 3-bedroom, 2-bathroom lake view home has a spacious concept featuring a flex room, formal dining room, living room, breakfast bar and breakfast nook with over 2000 sq ft! Nestled in a NO HOA peaceful cul-de-sac, this home offers privacy and seclusion while fostering a sense of community. The open-concept layout flows seamlessly from room to room, creating an inviting atmosphere for entertaining family and friends. Whether you need a home office, playroom, gym, or guest room, the flex room provides the perfect space to customize according to your needs. Take advantage of the recently updated kitchen featuring new appliances (refrigerator, microwave, stove and dishwasher), quartz countertops, and new upper cabinets for abundant storage space. A few more upgrades include the vinyl flooring throughout the house, light fixtures (foyer, breakfast nook, and patio), fans (living room and patio) and interior paint. You can enjoy your morning coffee at the breakfast nook or on your screened in patio, both have spectacular views of Lake Theresa. Let’s not forget about the amazing sunsets! The Master bedroom has a beautiful tray ceiling and an en suite bathroom featuring a large garden tub, separate shower, separate toilet room/water closet and a huge walk-in closet with new vinyl flooring. Both bathrooms in this home lead you out to your screened in patio which is “pool planned” for endless opportunities in your backyard. Delight in an abundance of fresh fruit year-round from a variety of fruit trees including mango, pineapple, tangerine, grape vines and more! The long driveway with the newer 20x20 extension added gives you plenty of room to park your RV/boat/toys. The convenience of a side entrance garage provides easy access to your vehicles and additional storage space without compromising the curb appeal of your home. Witness awe-inspiring rocket launches from the convenience of your front yard, providing an unforgettable experience for you and your guests. Centrally located between Orlando and the beaches, this well-loved home gives you everything Florida living has to offer! Come experience the sunsets of 1390 Sonnet Ct!
Source: STELLAR #o6214101
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6214101
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6214101
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.