139 Scotts Bluff Dr, Simpsonville, SC 29681
4 beds · - baths · sqft sqft
Welcome to 139 Scotts Bluff in the established Coachman Plantation Community. This 4 bed/2.5 bath home sits on over a half-acre lot and combines an open concept layout with designer finishes and a fabulous outdoor living space to give you the home you’ve been looking for. The bright two-story foyer welcomes you into the home where you will find a private office behind double doors on the left and a formal living and dining room on the right. The kitchen features center island with seating, granite countertops, tile backsplash, stainless steel appliances, gas cooktop and large pantry closet. The kitchen opens seamlessly to the breakfast area and great room with gas log fireplace. Off the kitchen is a powder room for guests as well as the walk-in laundry room that has direct access to the three-car garage. There are three secondary bedrooms on the second floor that share a large hall bath with dual sinks, granite countertops and a tub/shower combo as well as a sprawling flex room with walk in closest that could be used as a 5th bedroom, playroom and more! Rounding out the second floor is the primary suite with trey ceiling and attached spa like bathroom including dual vanities, granite countertops, deep soaker tub, tile surround shower and walk in closet with shelving. The outside living space boasts beautiful shrubs, plants and window boxes along the front of the home and the backyard is made for spending time with family and friends. The pergola covered patio offers plenty of room for grilling and dining and the expansive tree lined backyard provides not only privacy but endless space for everything from pick up football games to gardening. With a strong amenity package including sidewalks and a pool and located just 15 minutes from downtown Simpsonville, Five Forks, Tyger River Park, and the head of the Swamp Rabbit Trail as well as shopping and dining, 139 Scotts Bluff checks all the boxes and more!
Source: GREENVILLESC #1535678
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1535678
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1535678
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