139 MARINERS WALK, Brunswick, GA 31523
Welcome to this incredible property situated on a corner-lot in a desirable gated community in Oak Grove Island, Golf Community in the Golden Isles of Coastal Georgia! This beautiful 4 bedroom and 3.5 bath home is a must see. Beautiful open kitchen with stainless steel appliances. Large master on main with spacious master bath featuring soaking tub and enclosed large shower. Big separate second level bedroom/bonus room newly re-carpeted. Main floor split bedroom plan features two roomy bedrooms sharing a full jack and jill bath. A Spacious living room with fireplace and built-in bookcases adjoins a sunny breakfast area. Step out just off the breakfast area and enjoy your morning coffee on a screened-in porch and designer hardwood deck. Relax in the garden seating area and enjoy the spacious backyard which features a custom drainage system, it is fully fenced in and it provides plenty of room for entertaining with family and friends.The three-car garage offers more than enough storage. The ROOF is only 1 year old, new HVAC unit for the second level bedroom/bonus room and new French Drains. The community offers tennis courts, pickleball, a swimming pool, Heritage Oak golf course with a clubhouse, boat and RV storage, a playground, & more. Call today to schedule a tour of this amazing property!
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10343276