139 Mariners Walk, Brunswick, GA 31523
4 beds · 3 baths · 3,023 sqft
Welcome to this incredible property situated on a corner-lot in a desirable gated community in Oak Grove Island, Golf Community in the Golden Isles of Coastal Georgia! This beautiful 4 bedroom and 3.5 bath home is a must see. Beautiful open kitchen with stainless steel appliances. Large master on main with spacious master bath featuring soaking tub and enclosed large shower. Big separate second level bedroom/bonus room newly re-carpeted. Main floor split bedroom plan features two roomy bedrooms sharing a full jack and jill bath. A Spacious living room with fireplace and built-in bookcases adjoins a sunny breakfast area. Step out just off the breakfast area and enjoy your morning coffee on a screened-in porch and designer hardwood deck. Relax in the garden seating area and enjoy the spacious backyard which features a custom drainage system, it is fully fenced in and it provides plenty of room for entertaining with family and friends.The three-car garage offers more than enough storage. The ROOF is only 1 year old, new HVAC unit for the second level bedroom/bonus room and new French Drains. The community offers tennis courts, pickleball, a swimming pool, Heritage Oak golf course with a clubhouse, boat and RV storage, a playground, & more. Call today to schedule a tour of this amazing property!
Source: GAMLS #10343276
Source: GAMLS #10343276
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10343276