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139 6th St, Auburn, GA 30011

4 beds · 4 baths · 2,984 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Seller is eager to find the next family to occupy this beautiful home located on nice wooded lot, this beautiful Hannah Plan offers 4 bedrooms and 3 full baths and powder room on main level, a separate dining room, family room, a country kitchen that features an island, stained cabinetry and granite counter tops. Lots of upgrades that set us apart from others. Come see what this beautiful home has to offer!

Location
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Home details
Size
2,984 sqft
Lot size
0.88 acres
Year built
2019
Type
Single Family Residence
HOA dues
$0.00

Source: FMLS #7528267

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: May 14, 2025 05:52 am
Listing agent: Juan Garcia
Listing provided courtesy of: Provident Legacy Realtors, GA (201) 779-7077
Details provided by FMLS and may not match the public record.
MLS ID: #7528267
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
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