13849 S 179TH AVE, Goodyear, AZ 85338
Welcome to your dream home in the heart of Estrella Mountain Ranch! This high efficiency, turn-key, stunning 4 bedroom 2 bathroom residence comes with a one-of-a-kind, exquisite backyard that backs up to the park. This dream home is complete with an outdoor kitchen, gas fire pit, and gas fire pillars alongside a large Salt Cell Pebble Granite pool. The patio is surrounded by fixed outdoor misters for your comfort in the AZ summers., along with 3 mobile outdoor patio misters to move around at your leisure. This immaculately clean and crisp home has been upgraded with incredible detail. Newly painted interior paint throughout the home (including all closets and kitchen pantry). It's beautifully painted with 4 different shades of calming gray and each bedroom has a tasteful colored accent wall to make the room come alive. Newly upgraded Crystal Ceiling Fans were installed in the master bedroom and master bathroom, Harbor Breeze Ceiling Fans were added to every other room, in addition to a gorgeous modern lighting fixture in the media room. Newly installed Porcelain Wood Tile throughout kitchen, dining, and living room. Upgraded Energy Efficient Plantation Shutters adorn every window, along with custom Energy Saving Solar Screens, and a brand new Goettl 2.5 ton A/C unit accompanied by a new furnace (installed Dec 2023). Upgraded R-38 attic insulation to help lower electricity bills, brand new energy efficient GE kitchen appliances, including a dual convection oven, Kinetico water softener, and new Kinectico R/O Reverse Osmosis System(with 3-year warranty) for great tasting water from the sink. Newly installed commercial stainless steel sink with commercial kitchen faucet and commercial Waste King Garbage disposal. Newly remodeled walk-in guest shower with new Kohler shower head with hand wand upgraded Kohler Santa Rosa compact single flush toilets in both bathrooms along with upgraded Rainhead x-large dual shower head with wand in the master bathroom. A brand new hot water tank was installed on 7/2023. Added digital locks to the back door for safety and convenience, along with upgraded door locks and handles throughout the home, magnetic doorstops were also added to every door for safety. Security glass was added to the front door, along with 2 newly installed Ecobee thermostats with Alexa. The garage door opener was also upgraded to a direct drive. The large den has been converted into an extra bedroom or you can use it for your home office. Too many upgrades to list Must see to experience this perfect home for you and your loved ones. This home won't be on the market for long.
You may be able to put down less than the total down payment amount of $345,266 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6652406
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.