13848 VISTA DEL LAGO BLVD, Clermont, FL 34711
One or more photo(s) has been virtually staged. Welcome to all the space you need by the schools you love and the shopping, banks and restaurants that you'll have right at the end of your street! This 4 Bedroom 3 bath home is just what you need to grow your family and make this house your home, right here in Clermont Florida. Known for the chain of lakes, water sports, Choice of the Champions athletic events, growth and business potential, you can enjoy being a part of all that is new and happening. When it's time to come in from all the outdoor activities or a long day at work, you can sit, relax and enjoy the large open floor plan, with bedrooms at every corner, a kitchen with newer appliances and a breakfast bar that fits 4 stools. Let's not forget that 2 of the 4 bedrooms are large Ensuites that you can decorate to suit your most relaxing self. The double living and family room allows so many things to happen and everyone can have their own space doing it Bring all the artwork, with the abundance of walls you can hang your favorite pictures or family portraits. There is a room and space for everyone and a kitchen with PLENTY of CABINET SPACE to store all your favorite culinary secrets. For extra convenience, the washer/dryer is right behind you for those busy laundry days where you need way more hands than you have. Head outside to Barbeque and enjoy the screened in patio, which you can get to from both Ensuites, when you want to get some fresh air but not ready to immerse yourself in the Florida sunshine. The home has a newer roof (within the last 7 years), a new AC unit and handler 2023, and the septic tank was just cleaned out January of this year. The neighborhood streets are lined with beautiful oaks and convenient to everyday living. School bus stops are in the neighborhood and if you need a quick trip to the drugstore, it's at the end of the block. The home is located minutes from Highway 27 and whether you head north or south, you'll find a favorite Central Florida Destination. The white tile floors throughout and lots of windows allows for all the lighting you could hope for to brighten up any day. The main ensuite is off the kitchen on the East side of the home, with two very large walk in closets, a garden tub and walk in shower, and double vanity. The 2nd ensuite has a full bath for guests or set up as a home office or even a family entertainment area. The 3rd and fourth bedrooms share a full bath at the east corner of the home, in a private hallway, off the family room. This home has not one but two huge rooms to dive deep into your creative with and make it your happy place to enjoy and share. Fell like taking a walk, head to the bottom of the neighborhood, where you'll find one of the many beautiful views of Lake Louisa, one of our many beautiful lakes here in lake county. If you are looking for a home to call your own, We Have It and We Can Help You Make It Your Home. Call today for showing instructions.
You may be able to put down less than the total down payment amount of $257,883 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #g5083985
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.