13839 Sommers Ave, Hudson, FL 34667
2 beds · 2 baths · 1,064 sqft
Welcome to waterfront paradise in Hudson, Florida! This stunning two-bedroom, two-bathroom home offers a tranquil retreat with modern updates and breathtaking views. Step inside to discover a seamless flow throughout, with the same beautiful tile flooring unifying the space and creating a cohesive ambiance. Both bathrooms have been tastefully updated with stone countertops and white cabinetry, providing a touch of elegance and sophistication. The kitchen is a culinary haven, featuring stainless steel appliances, stone countertops, and a colorful backsplash that adds character and charm. Its open layout seamlessly connects to the living room, perfect for entertaining guests or relaxing with family. Natural light floods the interior through sliding glass doors, inviting you to step outside and enjoy the view. Situated on a massive waterfront lot boasting a MASSIVE 173 feet of water frontage, this property offers unparalleled views of the surrounding waterways. Boating enthusiasts will appreciate the ample space for vessels of all sizes, with the ability to accommodate boats or yachts in excess of 100 feet. Plus, with access to the open Gulf just under a mile away, you'll have endless opportunities for aquatic adventures. Notable updates: Roof - 2010, Electric Panel & HVAC - 2017, Dock - 2020.
Source: STELLAR #t3518722
Source: STELLAR #t3518722
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3518722
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.