13836 E Tufts Pl, Aurora, CO 80015
2 beds · 3 baths · 1,895 sqft sqft
A true gem, especially in this price range. This wonderfully updated townhome is bright, open and airy. It lives large thanks to generously sized rooms throughout. It also offers a tremendous amount of storage space and an oversized 2 &1/2 car garage. Remodeled throughout with new windows and one year old furnace and air conditioning, this is a move-in ready home located directly across from Cherry Creek State Park. With opportunities for multiple configurations, the main floor is an inviting, open and flowing space. The main floor office has beautiful built-ins and thanks, to the French doors, is easy to turn into a very quiet & productive space. The main floor ¾ bathroom is gorgeous and has an adjacent closet. The upstairs loft with its skylight and multiple windows is a cheerful place for fun or work. The primary suite is its own wing, with an ensuite primary bathroom and TWO closets! The upstairs spare bedroom connects to its own bathroom as well, making it a nice option for a guest suite if you desire. Outdoor options are great. Relax on your front patio, wander along the community paths and greenbelts or simply use the crosswalk at the community entrance to connect to miles of trails and endless open space. Truly an amazing find for under $500,000. Windows are less than 4 years old and have a transferable warranty. The Furnace and Central A/C are about one year old. Likely to land at the top of your list, you’ll want to schedule your showing now before it is gone. #homesforsaleincherrycreekpointe #homesforsalecherrycreekschools #homesforsaleaurora #24krealestate #aurorarealtor #davekupernik
Source: RECO #1634469
Interest rate and monthly payment estimated based on public records.
Source: RECO #1634469
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1634469
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