13810 Sutton Park Dr N # 823, Jacksonville, FL 32224
2 beds · 2 baths · 1,212 sqft
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Welcome to The Grand Reserve, a highly sought-after gated community located in a distinguished area of Jacksonville, Florida. Offering a prime location just a 15-minute drive from the beach, this charming condominium provides the perfect blend of convenience and coastal living. This beautiful 2-bedroom, 2-bathroom condo spans 1,212 square feet and sits on a well-maintained lot. With its inviting layout and upgraded features, this home is ideal for anyone seeking both comfort and a dynamic lifestyle. The interior of this condo boasts a modern, open layout filled with natural light. The kitchen features elegant granite countertops, an upgraded backsplash, and stainless steel appliances, including a microwave and under-mounted sink. Cultured marble countertops adorn the vanities in both bathrooms, with a double vanity in the master. The master bathroom also features a tiled shower, offering a spa-like experience. The floors throughout the home are wood, adding a touch of sophistication. The layout and design of the unit maximize space, making it both functional and aesthetically pleasing. Outside, this condo offers easy access to the community's fantastic amenities. Enjoy relaxing days by the pool, or take advantage of the well-maintained tennis and volleyball courts. The unit also includes a 1-car garage, providing added convenience and storage. The property is surrounded by lush greenery and offers a peaceful living environment, perfect for unwinding after a busy day. Conveniently located near major roadways like I-95, JTB, and I-295, this home provides quick access to Jacksonville's most popular areas. Whether you're heading to St. Johns Towncenter for shopping or making your way to the nearby Mayo Clinic or Wolfsens Children's Hospital, everything you need is just a short drive away. In addition, the property is ideally situated near Jacksonville University, the University of North Florida (UNF), and FSCJ, making it perfect for students or faculty members. This exceptional 2-bedroom, 2-bathroom condo is now available for showings and ready for you to make it your own. The Grand Reserve offers not only a beautiful home but also a lifestyle of convenience with its nearby amenities, schools, hospitals, and shopping destinations. Don't miss the opportunity to own this beautifully updated condo in one of Jacksonville's most desirable communities!
Source: REALMLS #2069985
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: REALMLS #2069985
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
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