1381 Nevarez, Kyle, TX 78640
4 beds · 3 baths · 2,400 sqft
Get a free consultation call with an expert in the mortgage assumption process.
**Inviting 4-Bedroom Home in Plum Creek Golf Course Community - Priced Below Market Value** Discover this well-maintained 4-bedroom, 3-bathroom residence nestled in the desirable Plum Creek community of Kyle, TX. Built in 2019, this home offers modern amenities and a spacious layout designed for comfortable living. The main floor features an open-concept design with two dining areas and a cozy living room, perfect for gatherings. The kitchen is equipped with granite countertops, a gas range, and a refrigerator, catering to culinary enthusiasts. A guest bedroom with a private bathroom on the main level provides flexibility for visitors or multigenerational living. Upstairs, a generously sized game room offers additional space for entertainment or relaxation. The master suite serves as a private retreat, complete with a garden tub and ample closet space. Additional bedrooms are spacious and well-appointed. The laundry room, conveniently located upstairs, includes a washer and dryer. Step outside to a fenced backyard, ideal for outdoor activities or quiet enjoyment. The front porch provides serene views of the adjacent golf course, enhancing the home's appeal. Residents of Plum Creek enjoy access to a range of community amenities, including two junior Olympic-size swimming pools, a dog park, walking trails, playgrounds, and the renowned Plum Creek Golf Course. This home combines modern living with community charm, all at a competitive price point. Schedule your private tour today!
Source: SABOR #1855103
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: SABOR #1855103
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.