13804 Meadow Oaks Dr, Dover, FL 33527
3 beds · 2 baths · 1,582 sqft
Welcome to your new home ,13804 Meadow Oaks Drive, conveniently located in Dover which is the perfect location between Tampa and Lakeland. Minutes from 1-4 you will find this beautiful property that is over a quarter acre on a corner lot filled with mature trees and landscaping allows you to feel like you have your own private slice of heaven without an HOA or CDD. As you enter the property you find the long driveway that leads into the extra long garage perfect to store not only your car, but any additional storage items as needed. The expansive front yard perfect for a friendly game of football with your friends. Enter the front door and you are greeted with a wide-open floor plan that is ideal for entertaining. The open space can really be whatever you need, whether it be an at home office or formal living space. You will also notice the updated vinyl floors throughout that entire space and it opens up to the beautifully updated kitchen all updated at the end of 2018. The light cabinets match the beautifully marbled quartz. This island is a dream, it has tons of storage under and is the perfect place to enjoy breakfast or host all your friends. The kitchen opens up directly to the dining room area that allows the conversations to continue while cooking and is plenty of space for a great-sized table. Directly down the hallway you will find the updated guest bathroom that matches the finishes of the kitchen and is perfect for any guest. Also, the two guest bedrooms are spacious and feature great sized closets and lots of natural light to allow the Florida sunshine to come streaming in. Lastly down that hall, you will find the primary bedroom that is large enough for a King-sized bed, large closet and en-suite bathroom to finish it all off. Located at the back of the home you will find a family room/ flex space that is a great size for a large television to enjoy movie nights in by the fireplace and this room leads right out to the screened lanai. This lanai allows you to enjoy the breeze outside while you sip your morning coffee. The large pool features a new pool pump. The backyard is a real showstopper, there is so much space for you to park a boat, let your dogs run and play, add a she-shed or get your very own chicken coop that you have been wanting for fresh eggs daily! There is plenty of space on either side of the home and it is all enclosed with a newer fence. The windows are new 2018, roof was redone in 2018 and the HVAC was installed in 2018. This home has everything you could need and then some! Call us today for your private showing before this beauty becomes someone else's dream come true!
Source: STELLAR #tb8307711
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8307711
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8307711
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.