13803 Emerson Dr, Hagerstown, MD 21742
4 beds · 4 baths · 4,660 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Stunning 4-Bedroom, 3.5 Bathroom home in DESIRABLE Paradise Manor! Welcome to your dream home in the highly sought-after Paradise Manor neighborhood. This exquisite 4-bedroom, 3.5-bathroom single-family residence combines modern luxury with comfortable living. This property is an estate sale and being sold AS-IS; however, it shows extremely well! As you enter the spacious foyer, you'll be greeted by a light- filled office on your left and a formal living room on your right that's perfect for entertaining. The heart of the home features a gourmet kitchen equipped with beautiful granite counters and a convenient breakfast bar, seamlessly flowing into the inviting family room complete with a cozy fireplace—ideal for those chilly evenings. Natural light floods the vaulted-ceiling sunroom, providing a serene space to relax and enjoy views of your beautifully landscaped, fenced yard. The expansive finished basement offers ample space for recreation and relaxation, with walkout steps leading to your outdoor oasis. Retreat to the stunning primary suite, where you’ll find a tray ceiling, a light-filled sitting room, and two generously-sized walk-in closets. The luxurious primary bath is spacious with a fabulous soaking tub and separate water closet making it a perfect sanctuary. Additional highlights include a spacious 3-car garage and meticulously maintained landscaping. This home is being sold AS-IS; however, it is a true gem, blending elegance with functionality in one of the most desirable neighborhoods in Hagerstown! Don’t miss the opportunity to make this extraordinary home your own, so schedule your private tour today! * Estate sale - everything in house is for sale unless marked as sold.
Source: BRIGHT #MDWA2027192
Source: BRIGHT #MDWA2027192
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.