13801 SW 171st Pl, Archer, FL 32618
4 beds · 2 baths · 2,280 sqft
10 ACRES and move-in ready! Come visit this 2009 Live Oak manufactured home that sits on a quiet 10 acre parcel. This space offers 4 beds, 2 baths, and 2,280 square feet of living area. The open floor plan and updated features are not what you would expect from a traditional MH. The kitchen invites you in with beautiful cherry cabinets, a breakfast bar, and a brand new oven that has WIFI capable start and dual functions as an air fryer/dehydrator. The large master bedroom has a luxurious master bath and a large walk in closet. Sit with the family and enjoy the wood burning fireplace during the winter! This home has fresh paint and floors. A new 16x16 deck built in 2023 provides the opportunity for relaxing time in the fresh air, entertainment, or simply to lounge on a cool evening. You will find a carport with a shed attached that has been used as a barn and a garage. This home has an AC unit from 2017, and new duct work was completed in 2023. There is also a rain-soft water softener system that was installed in 2021. Title Insurance is ready to go! If you love country living, this is the place for you. As you enter the property, you will experience the beauty of the granddaddy oak canopy that covers the drive, and it is a haven to abundant wildlife. In addition to enjoying the private country life, you are only 3 miles from Archer Road, 16 miles from Shands and the University of Florida, and 30 miles from Ocala. Sellers are ready and motivated, make this your home TODAY!
Source: STELLAR #gc525223
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #gc525223
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #gc525223
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.