138 Sugar Loaf Ln, Murrells Inlet, SC 29576
3 beds · - baths · sqft
Have you been looking for the perfect place to settle in at the beach? Somewhere that can fit your lifestyle? A home that is perfect for entertaining and is spacious enough to host all the people you love the most? THIS IS THE ONE! The Indigo floor plan was created with an open area concept that provides so many options to set up the space as your PERFECT retreat! The expansive double-door entryway is the gateway to experience your new life at its finest. The generous foyer with vaulted tray ceiling really welcomes you into the space. Featuring a split bedroom layout, this side of the home can be set up as a guests oasis or a private place to get away for a little work before you head out to enjoy all the community of Seasons at Prince Creek has to offer. As you explore the home you'll find a large laundry room just off the extended garage with plenty of storage......and that's just the begnning! The living area of this home is the true stunner. You can truly just enjoy the ones you're with. Catch a movie in the living room. Have some friends over for a game of dominoes in the sitting area while enjoying a beverage and listening to some smooth tunes. Set the table for a delicious meal and feel the warmth of the fireplace on a cool Carolina night as you trade stories and pass the mashed potatoes! No matter where you are, you'll be able to take advantage of the layout of the open kitchen area and never feel like you aren't part of the entertainment. The exapnsive kitchen boasts a pantry, cabinets for days, granite counters, and an upgrade that will make the cook in your home happy.....a touchless faucet! One of the best features of this home is the massive owner's living quarters. Enjoy vaulted tray ceilings, tons of natural light, calming views of nature, and endless storage in two large closets. After a long day out and about who doesn't want to enjoy a luxurious soak in their palatial en-suite bathroom? Featuring a soaking tub, a large separate shower, double sinks with a built in vanity, and a separate toilet area this bathroom is the best accompaniment to complete a perfect owner's retreat. The last, but certainly not least, feature of this beautiful home is the screened in porch. It's perfectly situated to enjoy the sounds of nature while you wind down from winning your pickle ball match! As if all of that wasn't enough, your new home is located in Seasons at Prince Creek. The much sought after active adult community. Your monthly fee covers internet, trash pick-up, lawn care, irrigation of yards and flower beds, access to the fitness center, indoor pool, outdoor pool, jacuzzi, BBQ area, secured gated entry, Grand Clubhouse and an onsite Lifestyle Director that is constantly curating the BEST entertainent for the residents. You also have access to Wilderness Park. A venue that is just a short ride away that has an additional (2) outdoor pools, pickle ball courts, bocce ball, basketball, a covered pavilion, and walking trails. As an owner you will one of the best communities in all of Murrells Inlet, have access to amenties that most communities in the area don't have, and you're just about 5 miles to the closest beach! What are you waiting on.....schedule your appointment and come visit us today!
Source: MYRTLEBEACH #2426922
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2426922
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2426922
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