1379 PRIORY CIR, Winter Garden, FL 34787
*** PRICE REDUCED*** STUNNING GOLF VIEW TOWNHOME IN WINTER GARDEN, FLORIDA Welcome to 1379 Priory Circle, a beautiful 3-bedroom, 2.5-bathroom townhome located in the highly desirable Westbrook community of Winter Garden, Florida. This home offers a spacious and open floor plan adorned with luxury vinyl plank flooring throughout, perfect for those seeking comfort and style. As you enter the home you will notice the extensive LVP flooring extending through the large great room. Continue to your left and enter the fantastic kitchen and dining room area. This space is a chef's delight, featuring upgraded stainless-steel appliances, beautiful cabinets, and elegant quartz countertops. A half bath is conveniently located. Step outside to the screened porch, where you can unwind and enjoy the serene views of the Stoneybrook West Golf Course. The porch also includes a convenient storage room. Upstairs, you'll find a versatile loft area that can serve as an additional living space, office, or playroom. The utility room is equipped with a washer and dryer for added convenience. The master suite is truly exceptional, boasting two walk-in closets and an additional linen closet in the master bath. The master bath features a walk-in shower and dual sinks. The two secondary bedrooms share a full bathroom. Situated near downtown Winter Garden, this home offers easy access to the West Orange Trail, Winter Garden Village, and major highways like 429 and 408. With plenty of shopping and dining options nearby, this is a rare opportunity to live in one of the area’s most sought-after communities. Don’t miss out!
You may be able to put down less than the total down payment amount of $222,045 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #g5085728