13765 Whiskey Daisy Dr, Dade City, FL 33525
3 beds · 3 baths · 1,961 sqft
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. ***ATTENTION BUYERS*** Now offering a 1% rate buydown for the first year at NO cost when you use our preferred lender! Say goodbye to waiting months for new construction—this beauty is move-in ready. Nestled among the rolling hills of Dade City in Heritage Hills, this home is awaiting its new owners. As you enter the home, you’ll be greeted with an open floorplan downstairs that effortlessly connects the living room, kitchen, dining area. The kitchen boasts stainless-steel appliances, granite countertops and a large pantry. Upstairs, you'll find a spacious loft perfect for relaxation or play, along with a second bathroom and all three bedrooms, including the generous primary suite. The primary suite includes a large walk-in closest and an attached primary bathroom with double sinks, shower, private water closet and linen closest. That’s not all- for those who appreciate a polished garage, you'll be pleased to discover the floor has already been epoxy-coated. Plus, enjoy the modern touch of D.R. Horton’s Smart Home system, making life a little easier with its innovative features. Historic Downtown Dade City is located less than 3 miles away, where you can explore antique shops, unique boutiques, local eateries, coffee shops and the Hardy trail. Enjoy the best of both worlds in this peaceful community that offers a rural ambiance yet is just minutes away from retail. Plus, with Downtown Tampa 45 minutes away, city adventures are always within reach. Don't miss your chance to make Heritage Hills your home sweet home—schedule your showing today.
Source: STELLAR #t3511728
Source: STELLAR #t3511728
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3511728
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.