13737 Rosette Rd, Hudson, FL 34669
3 beds · 3 baths · 1,666 sqft sqft
Charming 3-Bedroom Townhouse in Hudson, FL , NOT IN A FLOOD ZONE – Move-In Ready! Welcome to your dream home in the heart of Hudson, Florida! This stunning 2-story townhouse offers everything you need for comfortable living and entertaining. With 3 spacious bedrooms and 2.5 baths, this property is perfect for families or anyone looking for a modern, low-maintenance lifestyle. This townhouse has plenty of space for family, guests, or a home office. All bedrooms are located upstairs, offering privacy and separation from the living areas. Beautifully updated tile flooring throughout the home adds a touch of elegance and makes for easy maintenance. Recently painted walls create a bright, welcoming atmosphere, ready for your personal touch. Enjoy clean, crisp water straight from the tap with the installed whole home water filtration system including reverse osmosis filtration at the kitchen sink. Safety and peace of mind are provided with durable hurricane shutters, offering protection during storm season. The spacious patio is perfect for grilling, entertaining, or simply relaxing and enjoying Florida's beautiful weather. Community pool, gym , and playground are just a short walk away. The attached garage provides convenient parking and additional storage space. Located in a friendly and quiet community, his townhouse is close to shopping, dining, local hospital, and the beautiful Gulf Coast beaches. Conveniently located near the Suncoast Expressway so you can quickly get to Tampa , St. Petersburg, or even Orlando for those day time Disney trips. Don’t miss out on the opportunity to make this move-in-ready home yours! Schedule a viewing today and start the next chapter of your life in this beautiful Hudson townhouse!
Source: STELLAR #w7867734
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7867734
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7867734
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.