137 Salt Fork Dr, Liberty Hill, TX 78642
3 beds · 2 baths · 1,829 sqft
Welcome to 137 Salt Fork, located in the highly coveted Santa Rita Ranch neighborhood! This beautifully maintained 3-bedroom, 2-bathroom home boasts an open floorplan filled with natural light, offering a perfect blend of comfort and style. The spacious main living areas feature wood floors, creating a warm and inviting atmosphere throughout. A versatile flex space adds extra value to the home, ideal for a home office or kids' playroom. The kitchen is a true highlight with granite countertops, crisp white cabinets, a large kitchen island, and stainless steel appliances – perfect for both cooking and entertaining. The primary suite is tucked toward the back of the home, offering a private retreat with an ensuite bath that includes a dual vanity, large walk-in shower, and a spacious walk-in closet. The second and third bedrooms are generously sized, with easy access to the well-appointed secondary bathroom featuring a bath and shower combo along with ample counter space. Step outside to your private backyard, where you'll find a covered patio and an open space ready for your personal touch to create the perfect outdoor retreat. Located within the sought-after Santa Rita Ranch community, this home provides easy access to a variety of amenities, including several pools, water slides, a dog park, playgrounds, pickle ball courts, splash pads, miles of trails, and many planned social events throughout the year. This home is within walking distance to Santa Rita Elementary, The Green and the HUB Amenity Center. Enjoy all the perks of this award-winning neighborhood while being just minutes away from everything Liberty Hill has to offer. Don’t miss your chance to own this wonderful home in one of the best communities around!
Source: ACTRIS #4449989
Financials
Source: ACTRIS #4449989
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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