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$525,000 SIGNIN

Sign in to see required down payment for the 5.23% rate

137 Mustang Way, San Jacinto, CA 92582

4 beds · 3 baths · 2,090 sqft

Welcome to this beautifully maintained 4-bedroom, 3-bathroom home nestled in a quiet cul-de-sac in San Jacinto. From the moment you arrive, the attractive and inviting entry sets the stage for the warmth and elegance that awaits inside. Step through the door into a light and airy space, where tall ceilings and ample windows create a bright and welcoming atmosphere. The custom-painted neutral walls, upgraded lighting fixtures, and plantation shutters throughout the home add a touch of sophistication and charm. The formal living and dining areas provide the perfect setting for special gatherings, while the spacious family room complete with a cozy fireplace and tile surround offers a relaxed ambiance for everyday living. The beautifully appointed kitchen is a true centerpiece, featuring granite countertops, a custom tile backsplash, a pull-out faucet, and elegant glass-front cabinetry. A breakfast counter provides a casual dining option, making this space both stylish and functional. Convenience meets comfort with a first-floor bedroom and full bath, ideal for guests or multi-generational living. The laundry room is thoughtfully designed with a sink and plenty of storage. Upstairs, the primary suite is a private retreat with vaulted ceilings, a walk-in closet, and an ensuite bath featuring a dual sink vanity, a soaking tub, and a separate shower. Two additional spacious bedrooms share a full bath with a dual sink vanity, making it perfect for a growing family. The backyard oasis is designed for relaxation and entertainment, boasting a large concrete patio, lush lawn and a tall retaining wall planter for added privacy. The side yard features a full-length concrete walkway with drains for easy maintenance. This home is not only stunning but also energy-efficient with SOLAR panels, helping to keep utility costs low. Additional highlights include an attractive garage door with barn hardware and a prime location near parks, shopping, and schools, all with no HOA fees! Don't miss this incredible opportunity to own a move-in-ready home in a fantastic neighborhood! Schedule your showing today and make this beautiful retreat yours!

Estimated
Seller's interest rate
5.23%
7%
Estimated
Monthly payment

$3,083
$3,496
You may also save up to $134,998 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,496 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
5.23%
Remaining term
27 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,083
Principal & interest
$2,130
Mortgage insurance
$273
Property taxes
$486
Home insurance
$192
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,090 sqft
Lot size
0.17 acres
Year built
2006
Type
Single Family Residence
HOA dues
$0.00

Source: CRMLS #PW25056726

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 18, 2025 09:12 am
Listing agent: James Kim
Listing provided courtesy of: Circa Properties, Inc. (714) 203-6814
Details provided by CRMLS and may not match the public record.
MLS ID: #PW25056726
Based on information from California Regional Multiple Listing Service, Inc. as of Apr 18 2025 - 09:56 and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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