137 Darin Dr, Byron, GA 31008
3 beds · 2 baths · 1,747 sqft
Price Improvement!!! This home has a Byron address but is in Houston County! This 3 Bedroom 2 Bath home has a split floor plan and so much to offer! Sitting on a corner lot that is .44 in size and the home has 1749 square feet. The large front porch welcomes you inside the foyer leading you to your living area with vaulted ceilings, on the left side of the home is two bedrooms that are a great size and a bathroom in the hall, just off the kitchen is the owners suite that has a separate tub, shower, and a water closet. The kitchen has a newer range, dishwasher and over the range microwave, right off your two car, side entry, oversized garage is a laundry room and mudroom or drop zone area leading into the kitchen. The kitchen, Living Area, and Mud Room have pre-finished hardwood flooring that could be refinished, the Bedroom carpets are less than 2 years old. The Backyard has a 12x12 Storage building and a fire pit area. Whether you are looking for a place to call home or adding to your portfolio of investment properties take a look at this home! With some paint, freshening, and personal touches this family home would be perfect. The neighborhood is conveniently located to 75, Restaurants, and shopping, and Award winning Houston County Schools nearby make this home a winner for families. Call today to see this Home before its gone!
Source: GAMLS #20179610
Source: GAMLS #20179610
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20179610
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